146 Mary Street, Pembroke, ON

$499,000
MLS#:X13061720
4 beds
3 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 66 x 132 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into timeless elegance with this beautifully maintained century home nestled in the heart of Pembroke. Rich in charm and character, this inviting property welcomes you with a classic verandah-perfect for morning coffee or evening relaxation. Inside, a bright and airy living room flows seamlessly into a formal dining space, currently styled as a cozy library sitting area. The spacious eat-in kitchen is designed for both functionality and comfort, featuring ample cabinetry and a patio door that opens to a back porch overlooking a serene, landscaped backyard-your own private retreat. A convenient side entrance with a large closet and a 2-piece powder room complete the main level. Upstairs, a graceful staircase leads to the second floor, offering three well-sized bedrooms, a 3-piece bathroom, and a thoughtfully placed laundry area for everyday ease. Continue to the third level where you'll find a private primary suite, complete with a 4-piece ensuite-an ideal sanctuary away from the main living spaces. Adding even more value, the detached heated double-car garage provides generous space for vehicles, storage, or a workshop. This home perfectly blends historic charm with modern comfort, all in a prime central location withing walking distance to Pembroke's downtown and waterfront area.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionStone
BasementFull, Unfinished
Lot Size66 × 132 Feet
CountyRenfrew
Annual Tax$5,146
Legal DescriptionLot 114, Plan 52; City of Pembroke

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Central Vacuum

Security Features

Community Features

Location

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146 Mary Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 146 Mary Street, Pembroke, ON K8A 5V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$24,950 (5.0%)
* Minimum Canadian down payment required for this price is $24,950.
Amortization Period25 Years
Estimated Monthly Payment$2,825Based on a loan of $474,050 over 25 years.
Purchase Price$499,000
Loan Amount$474,050
Provincial Land Transfer Tax:$6,455
Total Estimated Closing Taxes:$6,455

About Purchasing a Home in Pembroke, ON

For a property listed at $499,000 in Pembroke, the legal minimum down payment is $24,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,455 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,455.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$404,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.