202 Margaret Street, Pembroke, ON

$749,000
MLS#:X13164448
6 beds
4 baths
3500-5000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 262 x 125 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This private riverfront retreat in the centre of the City features one of Pembroke's most beautiful historical homes (circa 1927).Formerly a convent, and more recently a family home, this property features an expansive, stone-lined riverfront on the shore of the Muskrat River, facing Pansy Patch Park, together with a backyard with multiple mature coniferous and deciduous trees, including some of the oldest white pines in Pembroke. The property's location on the Muskrat River is just below the last rapids before flowing into the Ottawa River, makes this a paddler's paradise. This is the only residential property in Pembroke offering water access by canoe, kayak, or utility boat from the Muskrat to the Ottawa. The river at this location is an established walleye spawning area recognized and protected by the Province, providing excellent fishing from the shore for walleye and bass, as the season permits. The fully modernized floorplan of the home includes generously sized spaces, currently with 6 bedrooms and 3 bathrooms, and the possibility of partitioning for the addition of more of each. Existing common areas are equally large, including a contemporary kitchen, multiple dining areas suitable as meeting or office work spaces, sun lit porch and sitting room areas offering yard and river views, as well as a dry functional basement currently housing laundry, mechanical, and storage areas. Situated in the centre of Pembroke, this property is within easy walking distance to Pembroke's finest restaurants, shops, schools, churches, the Pembroke Regional Hospital, and the Pembroke Marina. Possible uses include single or multigenerational home, boarding or lodging house, or multifamily unit conversions. This listing excludes the vacant land at the south side of the property but includes the entirety of the shoreline on the Muskrat River.

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Key Features

Bedrooms
6
Bathrooms
4
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style3-Storey
ConstructionBrick, Stucco (Plaster)
BasementFull
Lot Size262 × 125 Feet
CountyRenfrew
Annual Tax$9,016.29
Legal DescriptionLTS 163-167, PL 52; PT JANE ST, PL 52, PT 1, 49R7524 AS CLOSED BY R259650 ; CITY OF PEMBROKE

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

River/Stream

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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202 Margaret Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 202 Margaret Street, Pembroke, ON K8A 6A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$49,900 (6.7%)
* Minimum Canadian down payment required for this price is $49,900.
Amortization Period25 Years
Estimated Monthly Payment$4,166Based on a loan of $699,100 over 25 years.
Purchase Price$749,000
Loan Amount$699,100
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Pembroke, ON

For a property listed at $749,000 in Pembroke, the legal minimum down payment is $49,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$404,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.