441 Mackay Street, Pembroke, ON

$324,900
MLS#:X13023934
2 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 530 - Pembroke. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 31.39 x 86 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Sump Pump
  • Efficient forced air heating via gas

Description

Charming and move-in ready, this 2-bedroom, 1-bath bungalow is located in the heart of Pembroke and offers endless potential. The main floor has been fully updated with modern luxury vinyl plank flooring, new light fixtures in the eat-in kitchen and fresh paint throughout, creating a bright and inviting space. The full basement has high ceiling height and provides ample room for storage or future development. With R2 zoning, there's potential to add an in-law suite or a legal second unit for extra income. Close to all amenities, this home is perfect for first-time buyers, those looking to downsize, or investors seeking an opportunity to expand into a multi-family property. This versatile home combines comfort, location, and possibility all in one package. Please allow 24 hours irrevocable on all offers.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementUnfinished
Lot Size31.39 × 86 Feet
CountyRenfrew
Annual Tax$3,467
Legal DescriptionPT LTS 190 & 191, PL 72, AS IN R399554, S/T R399554 ; CITY OF PEMBROKE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Carpet Free, Sump Pump

Security Features

Community Features

Location

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441 Mackay Street, Pembroke, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 441 Mackay Street, Pembroke, ON K8A 1E3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Pembroke.

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Interest Rate5.25%
Down Payment$16,245 (5.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period25 Years
Estimated Monthly Payment$1,839Based on a loan of $308,655 over 25 years.
Purchase Price$324,900
Loan Amount$308,655
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Pembroke, ON

For a property listed at $324,900 in Pembroke, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Pembroke (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

Nearby Listings

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No current listings found in Pembroke.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pembroke.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$404,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Cathedral
Public200 Isabella Street, Pembroke, Ontario, K8A 5S7
6.8
L'Équinoxe
Public399 Isabella Street, Pembroke, Ontario, K8A 5T4
4.7
Champlain Discovery
Public390 Bell Street, Pembroke, Ontario, K8A 2K5
3.0
Our Lady of Lourdes
Public535 Irving Street, Pembroke, Ontario, K8A 2V2
8.1
Holy Name
Public299 First Avenue North, Pembroke, Ontario, K8A 5C3
3.6

Secondary Schools

Bishop Smith
Public362 Carmody Street, Pembroke, Ontario, K8A 4G2
7.3
Fellowes
Public420 Bell Street, Pembroke, Ontario, K8A 2K5
4.6
Jeanne-Lajoie
Public1257 Pembroke Street West, Pembroke, Ontario, K8A 5R3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.