849 Water Street, Peterborough, ON

$499,900
MLS#:X13493964
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Northcrest Ward 5. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 31 x 90.2 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage
  • Efficient forced air heating via gas

Description

Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you're looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementCrawl Space
Lot Size31 × 90.2 Feet
CountyPeterborough
Annual Tax$3,804
Legal DescriptionPT LTS 18 & 19 PL 18 PETERBOROUGH AS IN R607868 ; PETERBOROUGH

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Park, Public Transit, River/Stream

Interior Features

Storage

Security Features

Community Features

Location

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849 Water Street, Peterborough, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 849 Water Street, Peterborough, ON K9H 3P1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$399,920
Monthly Mortgage$2,324
Property Tax (Est.)$317
Utilities & Maint.$350
Total Monthly Cost$2,991

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Peterborough.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Northcrest Ward 5, Peterborough.

Verified Local Data
City Population128,624
City Median Age45.2 Yrs
City Ownership70% Owners
Avg Area List Price$654,077

People & Families

Age Distribution

Household Composition

One-person households
29%
Families with children
36%
Couples without children
32%
Other households
3%

Top Ethnic Origins

English33%
Irish30%
Scottish25%
Canadian17%

Local Schools Guide

Elementary Schools

Edmison Heights
Public1111 Royal Drive, Peterborough, Ontario, K9H 3P8
6.5
R F Downey
Public1221 Neptune Street, Peterborough, Ontario, K9H 7L9
5.5
Queen Elizabeth
Public830 Barnardo Avenue, Peterborough, Ontario, K9J 5V9
5.9
St Anne
Public240 Bellevue Street, Peterborough, Ontario, K9H 5E5
6.0
Highland Heights
Public430 Highland Road, Peterborough, Ontario, K9H 5J7
4.6

Secondary Schools

Adam Scott
Public175 Langton Street, Peterborough, Ontario, K9H 6K3
5.3
Thomas A Stewart
Public1009 Armour Road, Peterborough, Ontario, K9H 7H2
4.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied70%
Rented30%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.