146 Neff Street, Port Colborne, ON

$325,000
MLS#:X13471242
2 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 877 - Main Street. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 142 ft lot
  • Features a crawl space, partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Built in 1902 and lovingly cared for by the same family since 1976, this character-filled home is ready for its next chapter. From the original front door to the charming wood siding, you'll find reminders of its history throughout. Set on a generous 66 x 142 ft lot, this 2-storey home offers an affordable opportunity to break into the market while adding your own personal touch along the way. The covered front porch is the perfect place to slow life down with a morning coffee and wave to the neighbours as they pass by. Inside, the main floor offers a flexible layout featuring a front office that could easily serve as a third bedroom, a formal dining room with built-in shelving, a bright living room overlooking the spectacular gardens, plus convenient main floor laundry and a 2-piece bathroom. Upstairs you'll find two bedrooms and a spacious updated 4-piece bathroom. Major mechanical updates have already been taken care of, including the furnace and air conditioner (2019), hot water tank (2020), roof (2011), and many windows replaced approximately 12 years ago. Outside, the detached single-car garage provides additional storage and workspace, while the mature gardens create a backyard retreat unlike anything you'll find in most neighbourhoods. Whether you're an avid gardener, bird watcher, or simply appreciate beautiful outdoor spaces, this property delivers. Located just down the road from a park, a short stroll to downtown Port Colborne, and offering convenient highway access for commuters, this is a home with great bones, endless charm, and plenty of potential for someone ready to make it their own. NOTE: This offer now has an accepted conditional offer and sellers have requested no showings until the end of the conditional period. If you'd like to be updated on the status, please submit your email or have your Realtor reach out. Thank you.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2026
Sold price information is available to members only
Listed Date6/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementCrawl Space, Partial Basement, Unfinished
Lot Size66 × 142 Feet
CountyNiagara
Annual Tax$2,988
Legal DescriptionPT BLK B PL 775 HUMBERSTONE AS IN RO258385 ; PORT COLBORNE

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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146 Neff Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 146 Neff Street, Port Colborne, ON L3K 3T4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate5.25%
Down Payment$16,250 (5.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period25 Years
Estimated Monthly Payment$1,840Based on a loan of $308,750 over 25 years.
Purchase Price$325,000
Loan Amount$308,750
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in Port Colborne, ON

For a property listed at $325,000 in Port Colborne, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

Nearby Listings

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No current listings found in Port Colborne.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$611,662

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
Steele Street
PublicSteele Street, Port Colborne, Ontario, L3K 2N7
9.5

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.