36-38 Smith Street, Port Hope, ON

$497,500
MLS#:X11922209
5 beds
2 baths
2500-3000 sqft
6.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of Port Hope. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $497,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 58.21 x 149.42 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Separate Heating Controls, Separate Hydro Meter, None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step back in time with this legal duplex, built in 1880, nestled in the heart of picturesque Port Hope. Brimming with potential, this historic home features original details; including trim work, baseboards, a beautiful bay window and a statement fireplace- all waiting to be lovingly revitalized. The property offers two distinct units: a three-bedroom, one-bath layout with a newly built deck and fenced yard, ideal for outdoor gatherings and relaxation, and a two-bedroom, one-bath unit, complete with its own private fenced yard for added privacy and charm. Set on a generous lot, the home boasts a waterproofed basement, providing a solid foundation for future renovations and peace of mind. The stately trim over the front door hints at the properties historic grandeur, and original wood siding hiding under the vinyl, this home's exterior is just waiting for you to bring it back to life. Located in the vibrant community of Port Hope, renowned for its historic downtown, thriving arts scene, cultural festivals, and natural beauty, this property is perfect for investors, multi-generational families, or those seeking a home with income potential. Whether you're looking to live in one unit while renting out the other or restore the entire property into a masterpiece of historic charm and modern comfort, this home offers an unparalleled opportunity to create something truly special. Opportunities like this are rare; don't miss your chance to craft a future full of potential! **EXTRAS** Newer fence for both units (2021), newer deck on one side (2021), waterproofing in basement (2020), french drain along back of house (2020), ESA inspection and updates (2024)

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 5, 2025
Sold price information is available to members only
Listed Date1/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size58.21 × 149.42 Feet
CountyNorthumberland
Annual Tax$4,305
Legal DescriptionPT TOWN PLOT LT 65 PL STEWART PORT HOPE PT 2 9R1595 MUNICIPALITY OF PORT HOPE

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake/Pond, Library, Marina

Interior Features

Separate Heating Controls, Separate Hydro Meter, None

Security Features

Community Features

Location

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36-38 Smith Street, Port Hope, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 36-38 Smith Street, Port Hope, ON L1A 3A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Hope.

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Interest Rate5.25%
Down Payment$24,875 (5.0%)
* Minimum Canadian down payment required for this price is $24,875.
Amortization Period25 Years
Estimated Monthly Payment$2,816Based on a loan of $472,625 over 25 years.
Purchase Price$497,500
Loan Amount$472,625
Provincial Land Transfer Tax:$6,425
Total Estimated Closing Taxes:$6,425

About Purchasing a Home in Port Hope, ON

For a property listed at $497,500 in Port Hope, the legal minimum down payment is $24,875 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,425 for this transaction. As this listing is in Port Hope (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,425.

Nearby Listings

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No current listings found in Port Hope.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Hope, Port Hope.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$749,131

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Beatrice Strong
Public90 Rose Glen Road North, Port Hope, Ontario, L1A 3V6
4.7

Secondary Schools

Port Hope
Public130 Highland Drive, Port Hope, Ontario, L1A 2A3
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.