97 Centre Street, Richmond Hill, ON

$1,748,000
MLS#:N13023368
5 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Crosby. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,748,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 144 ft lot
  • Features a finished, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage Area Lockers, In-Law Suite, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Property nestled in a peaceful and safe family-friendly neighborhood, this stunning residence offers a rare combination of charm, character, and modern luxury. The open concept layout creates a seamless flow between rooms, making it ideal for both everyday living and entertaining. The kitchen is a chefs dream, with sleek countertops, and plenty of cabinet space for all your culinary tools. Combined with dining and living areas, making it easy to stay connected with guests or family members. Main floor high ceilings, gleaming floors, and large windows further enhance the airy feel of the home. One of the standout features of this property is its location. 2-minute walk to downtown Herat of Richmond Hill. Families will appreciate the proximity to top-rated schools and recreational parks, while commuters will love the convenience of being just moments away from major highways (404, 407 & 7) and public transportation options, including the nearby Go Station. Additionally, key facilities such as a hospital, police station, medical labs, local Art Centre, or needing convenient access to schools, parks, shopping, and a variety of amenities, everything is within easy reach and easy access to essential services. Your Own Private Backyard Oasis Step outside into the backyard, where you'll find your own private retreat. Surrounded by mature trees, this outdoor sanctuary is perfect for relaxing, entertaining, or enjoying nature in the comfort of your own home. A spacious terrace wraps around the house, offering plenty of room for outdoor dining, lounging, or hosting gatherings with family and friends. The large, serene backyard also features a hot tub, allowing you to unwind and soak away the stresses of the day. Whether you want to enjoy a peaceful evening under the stars or cozy up by the wood-burning fireplace on a cool night, this backyard has everything you need to create lasting memories.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished, Apartment
Lot Size50 × 144 Feet
CountyYork
Annual Tax$6,788
Legal DescriptionPT LT 10 PL 409 RICHMOND HILL AS IN R621861 ; RICHMOND HILL; TOGETHER WITH AN EASEMENT OVER PT LOT 49, PL 10030 PT 1, 65R34613 AS IN YR2074253

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage Area Lockers, In-Law Suite, Storage, Water Heater

Security Features

Community Features

Location

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97 Centre Street, Richmond Hill, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Centre Street E, Richmond Hill, ON L4C 1A3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Richmond Hill.

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Interest Rate5.25%
Down Payment$349,600 (20.0%)
* Minimum Canadian down payment required for this price is $349,600.
Amortization Period25 Years
Estimated Monthly Payment$8,333Based on a loan of $1,398,400 over 25 years.
Purchase Price$1,748,000
Loan Amount$1,398,400
Provincial Land Transfer Tax:$31,435
Total Estimated Closing Taxes:$31,435

About Purchasing a Home in Richmond Hill, ON

For a property listed at $1,748,000 in Richmond Hill, the legal minimum down payment is $349,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $31,435 for this transaction. As this listing is in Richmond Hill (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $31,435.

Nearby Listings

Distance:

No current listings found in Richmond Hill.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Crosby, Richmond Hill.

Verified Local Data
City Population202,022
City Median Age42.4 Yrs
City Ownership78% Owners
Avg Area List Price$1,111,623

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
27%
Other households
5%

Top Ethnic Origins

Chinese30%
Iranian11%
Canadian8%
Italian7%

Local Schools Guide

Elementary Schools

Crosby Heights
Public190 Neal Drive, Richmond Hill, Ontario, L4C 3K8
5.5
Walter Scott
Public500 Major MacKenzie Drive East, Richmond Hill, Ontario, L4C 1J2
3.9
Richmond Rose
Public160 Frank Endean Road, Richmond Hill, Ontario, L4S 1S7
7.9
St Joseph
Public301 Roney Avenue, Richmond Hill, Ontario, L4C 2H4
7.0
O M MacKillop
Public206 Lucas Street, Richmond Hill, Ontario, L4C 4P7
5.8

Secondary Schools

Jean Vanier
Public10475 Bayview Avenue, Richmond Hill, Ontario, L4C 3P2
7.9
Bayview
Public10077 Bayview Avenue, Richmond Hill, Ontario, L4C 2L4
9.2
Norval-Morrisseau
Public51 Wright Street, Richmond Hill, Ontario, L4C 4A1
8.3
Richmond Hill
Public189 Weldrick Road East, Richmond Hill, Ontario, L4C 0A6
8.3
Alexander MacKenzie
Public300 Major MacKenzie Drive West, Richmond Hill, Ontario, L4C 3S3
8.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied78%
Rented22%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.