45 Harold Avenue, Severn, ON

$798,900
MLS#:S12662244
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Coldwater. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $798,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 49 x 118 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

MOVE IN READY! Introducing The MUSKOKA Model, 1,482 Sq. Ft. Of Functional Living Space With Spacious Open Kitchen, Dining & Living Areas, 3 Bedrooms, 2 Baths, Plus Main Floor Laundry. Enjoy Quartz Countertop, Upgraded Cabinetry & Island In Your New Kitchen, Luxury Vinyl Flooring Throughout, Modern Smooth Ceilings, Along With The Comfort Of An Air Conditioner. This Is The Peace Of Mind Of Brand New Construction! Live in Coldwater, Only 25 Minutes To Barrie, Orillia & Midland. Built By Morra Homes, A New Home Builder With Over 30 Years Experience & An Established Reputation For Quality, Value & Service.

Upcoming Open Houses

Saturday, June 27, 20261:00 PM - 4:00 PMPublic
Saturday, June 27, 20261:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusExtension
Listed Date1/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Stone
BasementFull, Unfinished
Lot Size49 × 118 Feet
CountySimcoe
Annual Tax$0
Legal DescriptionLot 36 Registered Plan 51M-1227

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump

Security Features

Community Features

Location

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45 Harold Avenue, Severn, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Harold Avenue, Severn, ON L0K 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

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Interest Rate5.25%
Down Payment$54,890 (6.9%)
* Minimum Canadian down payment required for this price is $54,890.
Amortization Period25 Years
Estimated Monthly Payment$4,434Based on a loan of $744,010 over 25 years.
Purchase Price$798,900
Loan Amount$744,010
Provincial Land Transfer Tax:$12,453
Total Estimated Closing Taxes:$12,453

About Purchasing a Home in Severn, ON

For a property listed at $798,900 in Severn, the legal minimum down payment is $54,890 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,453 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,453.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Coldwater, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$704,392

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.