100 Niagara Street, St. Catharines, ON

$2,300
MLS#:X13499090
2 beds
1 baths
1500-2000 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Apartment duplex located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $2,300 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 37.63 x 92.69 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with window unit(s) central cooling and highly efficient radiant heating via other

Description

Bright and spacious 3 bedroom, 2 bathroom main floor + basement apartment available in a central location close to shopping, schools, parks, public transit, and everyday amenities. This well maintained home features a large living and dining area, spacious kitchen, in-unit laundry, private backyard access, and 1 parking space. A great opportunity for tenants looking for comfort, convenience, and extra storage.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/27/2026
Transaction TypeFor Lease

Property Details

Property Sub-TypeDuplex
Architectural StyleApartment
ConstructionOther
BasementFinished
Lot Size37.63 × 92.69 Feet
CountyNiagara

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

Location

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100 Niagara Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 100 Niagara Street Main + Basement, St. Catharines, ON L2R 4L4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$115 (5.0%)
* Minimum Canadian down payment required for this price is $115.
Amortization Period25 Years
Estimated Monthly Payment$13Based on a loan of $2,185 over 25 years.
Purchase Price$2,300
Loan Amount$2,185
Provincial Land Transfer Tax:$12
Total Estimated Closing Taxes:$12

About Purchasing a Home in St. Catharines, ON

For a property listed at $2,300 in St. Catharines, the legal minimum down payment is $115 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12.

Nearby Listings

Distance:

No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$658,698

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.