26 Lowell Avenue, St. Catharines, ON

$479,000
MLS#:X13508002
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $479,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 97.1 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked into a quiet mid-town neighbourhood, this classic two-storey blends timeless character with the kind of updates that let you move in and simply enjoy it. Start your mornings on the covered front porch, spend summer evenings hosting friends on the brand-new rear deck, then take a short 12-minute stroll to Montebello Park for concerts, festivals, and everything that makes downtown St. Catharines such a vibrant place to live. With the QEW, Highway 406, shopping, restaurants, and everyday essentials just minutes away, this location makes getting around effortless. The 30' x 90' lot is private, fenced, and surrounded by mature trees, offering just enough outdoor space to enjoy without spending every weekend maintaining it. A large shed at the rear of the mutual driveway provides excellent storage or covered parking for one vehicle. Inside, you'll find the details that give older homes their personality. Refinished original hardwood floors, warm wood trim, generous principal rooms, and a dedicated dining area create a home that feels welcoming from the moment you step inside. The kitchen offers plenty of cabinet space and opens to a practical rear vestibule that's perfect for coats, shoes, and keeping everyday clutter out of sight. Upstairs are three comfortable bedrooms, each with its own closet, along with a renovated 4-piece bathroom. The partially finished basement adds valuable bonus space with a rec room, laundry area, two-piece bathroom, and mechanical/storage space. Recent improvements include roof shingles (2025), rear deck (2025), upstairs carpet (2023), updated 100-amp electrical service with ESA certification, a replaced main plumbing stack, plus updated wiring, switches, receptacles, and fixtures. Whether you're buying your first home, adding to your investment portfolio, or looking for a home with authentic character and practical updates in a walkable location, 26 Lowell Avenue is ready for its next chapter!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished, Full
Lot Size30 × 97.1 Feet
CountyNiagara
Annual Tax$3,038
Legal DescriptionPT LT 53 CY PL 105 GRANTHAM AS IN RO674067 T/W & S/T RO797049; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, Place Of Worship, Rec./Commun.Centre, School, Park

Interior Features

Other

Security Features

Community Features

Location

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26 Lowell Avenue, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Lowell Avenue, St. Catharines, ON L2R 2E1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$23,950 (5.0%)
* Minimum Canadian down payment required for this price is $23,950.
Amortization Period25 Years
Estimated Monthly Payment$2,712Based on a loan of $455,050 over 25 years.
Purchase Price$479,000
Loan Amount$455,050
Provincial Land Transfer Tax:$6,055
Total Estimated Closing Taxes:$6,055

About Purchasing a Home in St. Catharines, ON

For a property listed at $479,000 in St. Catharines, the legal minimum down payment is $23,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,055 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,055.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$658,570

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.