Welcome to this remarkable store w apt/office located in the coveted neighborhood of Downtown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Amazing Investment or Live & Work Property. 3 Nicely Finished Apartments Rented For:1 bedroom-$1350, 2 bedroom -$1380, 3 bedroom- $1500.00. ( Vacant Possession Possible on 1 and 3 Bedroom Apartments).Greatly Finished Retail Area of 580 Sq. Ft( Vacant) Has Additional Storage Space In The Huge Basement & Was Rented for $1500.Each Unit Has Separate Entrance & Electric Breaker Panel.**Total Monthly Income Is Around $5730.00**.Perfect Location - Steps Away From Downtown Bus Terminal To Lead Students To Brock University & Niagara Collage.Busy Downtown Street.
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This store w apt/office located at 405 St Paul Street, St. Catharines is currently for sale and has been available on SousaSells for 29 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 405 St Paul Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.
First-time home buyers, professionals, or investors seeking value.
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The current listing price for 405 St Paul Street, St. Catharines, ON in Downtown, St. Catharines is $599,000.
This property features null bedrooms and null bathrooms.
405 St Paul Street, St. Catharines, ON is a Store W Apt/Office () featuring a basement.
Security features include: No.
Heating is provided via standard central heat and cooling via No.
Request a live agent video tour or get 3D virtual walkthrough access for 405 St Paul Street, St. Catharines, ON .
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 405 E St Paul Street E, St. Catharines, ON L2R 3N1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $599,000 in St. Catharines, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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