78 Chaplin Avenue, St. Catharines, ON

$469,000
MLS#:X10422758
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $469,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 30 x 91 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Great downtown Duplex with Up and Down units. Located in the heart of St. Catharines, this exceptional property offers a great opportunity for investors to choose their own tenants. Boasting 1460 square feet, this property features two spacious individual units with separate hydro meters. The main floor offers a generous living area, bedroom, eat in kitchen and 4 piece bath. There is also access to an unfinished basement that is ideal for storage and laundry area. The upper floor has the same generous living room, bedroom, eat in kitchen and 3 piece bath. On-site and street parking options are available. Situated in downtown, you're walkable to St. Paul Street's vibrant dining and music scene, shops, Art Centre and Meridian Centre. Montebello Park gives you the green space you desire, Fourth Ave offers amenities you require and Highway 406 ensures easy commuting. Don't miss this opportunity to own a versatile duplex, ideal for investors or owners. Vacant and Easy to Show!!!!!

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 22, 2025
Sold price information is available to members only
Listed Date11/13/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementUnfinished
Lot Size30 × 91 Feet
CountyNiagara
Annual Tax$2,785.84
Legal DescriptionPT LT 25-26 CY PL 9 GRANTHAM AS IN RO610579; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, School Bus Route

Interior Features

Water Heater

Security Features

Community Features

Location

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78 Chaplin Avenue, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 78 Chaplin Avenue E, St. Catharines, ON L2R 2E7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$23,450 (5.0%)
* Minimum Canadian down payment required for this price is $23,450.
Amortization Period25 Years
Estimated Monthly Payment$2,655Based on a loan of $445,550 over 25 years.
Purchase Price$469,000
Loan Amount$445,550
Provincial Land Transfer Tax:$5,855
Total Estimated Closing Taxes:$5,855

About Purchasing a Home in St. Catharines, ON

For a property listed at $469,000 in St. Catharines, the legal minimum down payment is $23,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,855 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,855.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$658,712

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.