198 WATER Street, St. Marys, ON
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Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $437,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 99.48 x 199.54 ft lot
- Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater, Central Vacuum
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Located along the picturesque river walkway and the Thames River, the property at 198 Water Street South offers numerous opportunities. It features a spacious lot measuring 99.48 ft by 199.54 ft, with a charming, detached, original two-story stone barn/garage accessible from the rear lane along with a secondary detached garage. You can choose to renovate the existing duplex or build a new structure on the current foundation, making the most of the property's extensive potential. Its prime location, within walking distance to downtown, provides easy access to shops, restaurants, and amenities. Click on the virtual tour link, view the floor plans, photos, layout and YouTube link and then call your REALTOR® to discuss this opportunity!
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 198 WATER Street S, St. Marys, ON N4X 1C5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Marys, ON
For a property listed at $437,500 in St. Marys, the legal minimum down payment is $21,875 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,225 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,225.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
