275 JAMES Street, St. Marys, ON

$599,000
MLS#:X13095696
3 beds
3 baths
2000-2249 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of St. Marys. Expertly crafted featuring premium brick and concrete poured construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2249 sqft
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Unit 21 at 275 James Street South - an exceptional 3-bedroom, 3-bathroom townhouse condo that blends modern design with practical, family-friendly living. Recently converted to individually titled units, this is a rare opportunity to own a newer, high-quality home in a well-built and thoughtfully planned community. Designed with both style and durability in mind, this home features triple-pane windows, a Vicwest steel roof, steel siding, and a concrete driveway, offering long-term peace of mind. Inside, you'll find 9-foot ceilings, luxury vinyl plank flooring, a marble mosaic backsplash, and top-tier appliances, all contributing to a clean, upscale aesthetic. The open-concept layout flows seamlessly to a private composite deck complete with a natural gas hookup, perfect for outdoor dining and entertaining. The upper level offers everyday convenience with dedicated laundry, generous storage, and a spacious primary retreat featuring a walk-in closet and a 4-piece ensuite. The unfinished lower level adds potential for valuable living space, including a framed-in fourth bedroom, rough-ins for a bathroom and plenty of room for your imagination. Perfectly positioned for families of all ages, this home is located right next to both the high school and elementary school, making busy mornings effortless. Just steps away, you will also find the community centre offering programs and activities for seniors and young families alike - including swimming, hockey, and recreation for all seasons of life. Don't miss out on the exceptional value and great price per square footage of the largest condos in town. Condo fees are in the process of being finalized and are expected to cover major exterior components such as the roof, windows, brick, siding, decks, porches, driveways, and roadway snow removal, making for a low-maintenance lifestyle without compromise. Please note that the basement is framed, drywalled and ready for your finishing touches.

Upcoming Open Houses

Friday, July 3, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2249 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Concrete Poured
BasementFull, Unfinished
CountyPerth
Annual Tax$1,111

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Park, Place Of Worship, School

Interior Features

Air Exchanger, Auto Garage Door Remote, Carpet Free, ERV/HRV, Floor Drain, On Demand Water Heater, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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275 JAMES Street, St. Marys, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 275 JAMES Street 21, St. Marys, ON N4X 0C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Marys.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in St. Marys, ON

For a property listed at $599,000 in St. Marys, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in St. Marys (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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No current listings found in St. Marys.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Marys, St. Marys.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$641,823

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Holy Name of Mary
Public161 Peel Street North, St. Marys, Ontario, N4X 1B2
5.9
Little Falls
Public25 Lindsay Atkinson Drive, St. Marys, Ontario, N4X 1B6
7.0
South Perth Centennial
Public1866 Perth Road 163, St. Marys, Ontario, N4X 1C4
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.