6 Cruise Street, St. Thomas, ON

$419,900
MLS#:X12097686
2 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 36 x 140 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Sump Pump, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Curb appeal Plus! This 2 bedroom 1.5 bath beauty has been extensively updated on the main floor and is ready for you to move right in. Located on a quiet~mature, cul de sac location , close to walking trails and parks. The main floor welcomes you with a generous closed in front porch/foyer with space for a home office set up, spacious living room stylishly decorated in neutral tones, 2 bedrooms, updated 3 pc bath with walk in shower, gourmet eat-in kitchen with island and 3 appliances with extra seasonal living space in the attached sunroom. The dry basement is partially finished with laundry (washer and dryer included), space for a cozy family room, 2 pc bathroom and storage space. The private fully fenced yard offers a large garden shed and a covered porch area off of the kitchen perfect for BBQing. There is plenty of private parking and a handy detached garage. Updates include windows, siding, eaves trough, plumbing, electrical (100 amp breaker) 35 Minute to London and 15 minutes to the beaches of Port Stanley.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 25, 2025
Sold price information is available to members only
Listed Date4/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Partially Finished
Lot Size36 × 140 Feet
CountyElgin
Annual Tax$2,246
Legal DescriptionPART OF LOTS 102 & 103 PLAN 43, PART OF UNDESIGNATED STRIP N/S OF LOT F PLAN 122 DESIGNATED AS PART 1, 11R5663; S/T INTEREST IN E348949; ST. THOMAS

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Hospital, Park, School

Interior Features

Water Heater Owned, Sump Pump, Storage, Auto Garage Door Remote, Carpet Free

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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6 Cruise Street, St. Thomas, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 6 Cruise Street, St. Thomas, ON N5R 2B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

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Interest Rate5.25%
Down Payment$20,995 (5.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period25 Years
Estimated Monthly Payment$2,377Based on a loan of $398,905 over 25 years.
Purchase Price$419,900
Loan Amount$398,905
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in St. Thomas, ON

For a property listed at $419,900 in St. Thomas, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

Nearby Listings

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No current listings found in St. Thomas.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$585,056

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
Edward Street
PublicEdward Street, St. Thomas, Ontario, N5P 1Z5
3.7

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.