12 Cosgrove Lane, Stirling-Rawdon, ON

$549,000
MLS#:X13492996
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rawdon Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 153.25 x 108.03 ft lot
  • Features a full, partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
  • Efficient forced air heating via propane

Description

Nestled on a picturesque 3.4-acre lot with 43 feet of waterfront on beautiful Rylstone Lake, this exceptional two-storey home offers the ultimate escape into nature while still being just 25 minutes north of Belleville. Surrounded by mature trees and peaceful landscapes, this property delivers breathtaking views from every window and a lifestyle centered around year-round outdoor enjoyment-boating, canoeing, fishing, swimming, and skating in the winter months. The home features open concept living with a warm and inviting wood-burning fireplace, creating the perfect space to relax or entertain. A walk-up basement with a separate side entrance offers excellent potential for an in-law suite or additional living space. Step outside to a stunning deck where you can unwind and take in the serenity, complete with the sounds of nature and ultimate privacy. Located within walking distance to Callaghan's Rapids Conservation Area, known for its scenic limestone riverbed, waterfalls, and popular kayaking and swimming spots, this property is ideal for outdoor enthusiasts. Enjoy easy access to the Crowe River system and nearby trail networks including the Trans Canada Trail, perfect for hiking, cycling, and ATV'ing. The surrounding area also features local farms, country markets, and equestrian facilities, all within a short distance. Set just minutes to the charming community of Marmora for everyday amenities, yet perfectly tucked away in a peaceful rural setting, this property offers the ideal balance of convenience and privacy. If you've been searching for a private country retreat with waterfront, space, and endless recreational opportunities, this is a rare offering that truly has it all.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Partially Finished, Walk-Up
Lot Size153.25 × 108.03 Feet
CountyHastings
Annual Tax$2,953.01
Legal DescriptionPT LT 20 CON 14 RAWDON AS IN QR130023; T/W QR429900; STIRLING-RAWDON ; COUNTY OF HASTINGS, CONTINUED

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Lake/Pond, School Bus Route

Interior Features

In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater

Security Features

Smoke Detector

Community Features

Location

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12 Cosgrove Lane, Stirling-Rawdon, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 Cosgrove Lane, Stirling-Rawdon, ON K0K 2M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Financial Audit

Estimated Costs

Loan Amount$439,200
Monthly Mortgage$2,552
Property Tax (Est.)$246
Utilities & Maint.$350
Total Monthly Cost$3,148

Nearby School Rankings

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Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rawdon Ward, Stirling Rawdon.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$850,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.