34 Morgan Street, Stratford, ON

$589,000
MLS#:X11931714
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stratford. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $589,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a spacious lot (Feet)
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming and meticulously maintained 3-bedroom, 1-bathroom home, perfectly situated in a desirable neighborhood close to all amenities and ideal for commuters. This property is packed with thoughtful upgrades and features designed for comfort, style, and functionality. The stunning custom kitchen boasts beautiful cabinetry and a built-in desk area, perfect for staying organized or working from home. The bright and spacious living areas create a warm and inviting atmosphere, while the fully finished basement, complete with built-in storage and a cozy electric fireplace, offers even more space to relax or entertain. The insulated single-car garage is a standout, featuring a 40-amp subpanel wired for 120/220V, excellent lighting, and convenient inside entryperfect for hobbies, a workshop, or additional storage. Step outside to your fully fenced yard, a private oasis ideal for kids, pets, or hosting outdoor gatherings. Located close to shopping, dining, parks, and schools, this home is also perfectly positioned for commuting with easy access to major routes. This move-in ready home is a rare find and perfect for a first time buyer or young family! Dont waitthis won't last long!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 22, 2025
Sold price information is available to members only
Listed Date1/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFull, Partially Finished
CountyPerth
Annual Tax$3,269.67
Legal DescriptionLT 8 PL 527 STRATFORD

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Water Softener

Security Features

Community Features

Location

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34 Morgan Street, Stratford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 34 Morgan Street, Stratford, ON N5A 7V1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

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Interest Rate5.25%
Down Payment$33,900 (5.8%)
* Minimum Canadian down payment required for this price is $33,900.
Amortization Period25 Years
Estimated Monthly Payment$3,308Based on a loan of $555,100 over 25 years.
Purchase Price$589,000
Loan Amount$555,100
Provincial Land Transfer Tax:$8,255
Total Estimated Closing Taxes:$8,255

About Purchasing a Home in Stratford, ON

For a property listed at $589,000 in Stratford, the legal minimum down payment is $33,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,255 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,255.

Nearby Listings

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No current listings found in Stratford.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$658,136

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Hamlet
Public315 West Gore Street, Stratford, Ontario, N5A 7N4
5.2

Secondary Schools

Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4
St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.