84 Church Street, Stratford, ON

$396,500
MLS#:X13160326
2 beds
1 baths
1200-1399 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $396,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1200-1399 sqft
  • 1.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Primary Bedroom - Main Floor, Separate Hydro Meter, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Experience the convenience of downtown living with covered parking in this spacious two-bedroom, open-concept condominium just one block from Stratford's vibrant downtown core. Enjoy easy access to exceptional restaurants, boutique shops, the river, and scenic walking trails-all just steps from your door. Leave your vehicle in the designated covered parking space and embrace a walkable lifestyle. Inside, the thoughtfully designed layout is ideal for both everyday living and entertaining, featuring a large centre island, generous dining area, and inviting living space. Additional highlights include in-suite laundry, a secure building entrance, and a private storage locker. Built with quality construction and excellent soundproofing, this well-maintained unit offers comfort, privacy, and peace of mind. Friendly neighbours and a welcoming community add to the appeal of this exceptional home. A rare opportunity to enjoy downtown convenience, quality craftsmanship, and outstanding value.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1200-1399 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyPerth
Annual Tax$3,452.27

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Separate Hydro Meter, Storage, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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84 Church Street, Stratford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 84 Church Street 1, Stratford, ON N5A 2R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Stratford.

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Interest Rate5.25%
Down Payment$19,825 (5.0%)
* Minimum Canadian down payment required for this price is $19,825.
Amortization Period25 Years
Estimated Monthly Payment$2,245Based on a loan of $376,675 over 25 years.
Purchase Price$396,500
Loan Amount$376,675
Provincial Land Transfer Tax:$4,423
Total Estimated Closing Taxes:$4,423

About Purchasing a Home in Stratford, ON

For a property listed at $396,500 in Stratford, the legal minimum down payment is $19,825 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,423 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,423.

Nearby Listings

Distance:

No current listings found in Stratford.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stratford, Stratford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$658,095

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jeanne Sauvé
Public8 Grange Street, Stratford, Ontario, N5A 3P6
6.4
Romeo
Public49 Rebecca Street, Stratford, Ontario, N5A 3P2
3.8
Shakespeare
Public35 Mowat Street, Stratford, Ontario, N5A 2B8
4.3
St Aloysius
Public228 Avondale Avenue, Stratford, Ontario, N5A 6N4
7.4
Hamlet
Public315 West Gore Street, Stratford, Ontario, N5A 7N4
5.2

Secondary Schools

Stratford District
PublicFreeland Drive, Stratford, Ontario, N5A 1L4
5.4
St. Michael
Catholic240 Oakdale Avenue, Stratford, Ontario, N5A 7W2
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.