477 ALBERT Street, Tay, ON

$799,777
MLS#:S13024648
4 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Victoria Harbour. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $799,777 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66.65 x 200.82 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the perfect family home where comfort, style, and entertainment come together! This beautiful all-brick raised bungalow offers everything your family needs to create lasting memories. Step into the spacious eat-in kitchen and dining area with ceramic floors, the heart of the home, perfect for family meals and gatherings. The living room features rich hardwood floors, creating a warm and inviting space to relax. With 4 bedrooms and 2 bathrooms, including a primary bedroom with its own ensuite, there's plenty of room for everyone. The fully finished basement provides even more living space, with an oversized recreation room that's ideal for family movie nights or game days. Step outside to your own backyard oasis, complete with a stunning inground pool, perfect for summer entertaining with friends and family. This home also features a 2-car garage, gas heat, and central air, ensuring comfort year-round. It's everything you've been waiting for in a family home don't let this one slip away!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementFinished, Full
Lot Size66.65 × 200.82 Feet
CountySimcoe
Annual Tax$3,882
Legal DescriptionLT 178 E/S ALBERT ST PL 545 VICTORIA HARBOUR; TAY

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Sump Pump

Security Features

Community Features

Location

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477 ALBERT Street, Tay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 477 ALBERT Street, Tay, ON L0K 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Tay.

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Interest Rate5.25%
Down Payment$54,978 (6.9%)
* Minimum Canadian down payment required for this price is $54,978.
Amortization Period25 Years
Estimated Monthly Payment$4,438Based on a loan of $744,799 over 25 years.
Purchase Price$799,777
Loan Amount$744,799
Provincial Land Transfer Tax:$12,471
Total Estimated Closing Taxes:$12,471

About Purchasing a Home in Tay, ON

For a property listed at $799,777 in Tay, the legal minimum down payment is $54,978 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,471 for this transaction. As this listing is in Tay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,471.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Victoria Harbour, Tay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$692,844

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.