4020 Catherine Street, Thames Centre, ON

$549,900
MLS#:X8479024
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Dorchester. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 44.64 x 153.66 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Sewage Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A delightful bungalow located in the picturesque town of Dorchester, just steps away from the serene Thames River. This charming home boasts excellent curb appeal, featuring a landscaped front garden. Inside, you'll find a spacious living room with a large front window, filling the space with natural light. The open-concept kitchen and dining area are perfect for both everyday living and entertaining. The kitchen is beautifully updated (2019) with newer stainless steel appliances (2020), modern countertops, and a stylish tile backsplash.The primary bedroom has been thoughtfully extended to include a large den area with direct access to the deck, offering a perfect spot for relaxation. (Den could easily be converted back into a third bedroom). The second bedroom and a modern, four-piece bathroom complete the main floor. The home is finished in bright and contemporary tones, creating a warm and welcoming atmosphere. Step outside to the multi-tiered deck in the fully fenced backyard, where you can enjoy the large gazebo, perfect for outdoor dining or simply relaxing. There is also a cozy fire pit spot, ideal for gatherings with family and friends. The backyard is well-kept and features mature trees, providing both shade and privacy.This home has been meticulously maintained, with numerous updates including a new roof in 2016, new flooring in 2017 and 2018, new kitchen cabinets and flooring in 2019, a new front door, a new water heater, and a new concrete driveway in 2018. The kitchen appliances were replaced in 2020, a new washer and dryer were installed in 2021, and the bathroom was remodeled in 2023. Additionally, there is a 12x12 shed sitting on a cement pad, offering ample storage space. Situated close to walking trails, this home is perfect for those who enjoy outdoor activities and the natural beauty of the area. Easy access to the 401 and just a short drive to London.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 15, 2024
Sold price information is available to members only
Listed Date6/25/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size44.64 × 153.66 Feet
CountyMiddlesex
Annual Tax$2,003.65
Legal DescriptionPART LOTS 5, 6, 7 EAST OF BRIDGE STREET (NOW RICHMOND STREET) PLAN 52 AS IN 778351 NORTH DORCHESTER TWP

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

River/Stream, School, Rec./Commun.Centre, Golf

Interior Features

Water Heater Owned, Sewage Pump

Security Features

Community Features

Location

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4020 Catherine Street, Thames Centre, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4020 Catherine Street E, Thames Centre, ON N0L 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thames Centre.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Thames Centre, ON

For a property listed at $549,900 in Thames Centre, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Thames Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Dorchester, Thames Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$832,090

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.