102 Bruce Street, Thunder Bay, ON

$447,500
MLS#:X13742666
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Added:Sep 3, 2026(today)
Updated:Sep 3, 2026(today)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $447,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33 x 110 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Storage, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via other

Description

Welcome to this truly unique, completely updated 3+1 bedroom home-essentially a new house inside and an absolute must-see! Thoughtfully renovated from top to bottom, it offers a stylish kitchen, updated bathrooms, modern flooring and lighting, main-floor laundry, and warm, character-filled living spaces. The beautifully finished lower level adds a spacious bedroom, full bathroom, recreation area, excellent storage and a cozy reading nook. Outside, enjoy a private fenced yard, deck and storage shed. Every inch has been thoughtfully designed to maximize comfort, function and style. Fresh, inviting and completely move-in ready-this is not your typical home!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 102 Bruce Street, Thunder Bay is currently for sale and has been available on SousaSells for 0 days. This property is listed at $447,500 with an estimated mortgage of $1,490* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 102 Bruce Street, Thunder Bay is in the Shuniah neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Shuniah, Thunder Bay.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Shuniah, Thunder Bay.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 3, 2026 (today)
UpdatedSep 3, 2026 (today)
Last Checked4 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementFull
Lot Size33 × 110 Feet
CountyThunder Bay
Annual Tax$3,230
Legal DescriptionLT 48 PL M18 MCINTYRE; THUNDER BAY

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Storage
  • Sump Pump
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 102 Bruce Street, Thunder Bay, ON

Q.What is the asking price for 102 Bruce Street, Thunder Bay, ON ?

The current listing price for 102 Bruce Street, Thunder Bay, ON in Shuniah, Thunder Bay is $447,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 102 Bruce Street, Thunder Bay, ON ?

102 Bruce Street, Thunder Bay, ON is a Detached (1 1/2 Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Storage, Sump Pump, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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102 Bruce Street, Thunder Bay, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Shuniah, Thunder Bay

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 102 Bruce Street, Thunder Bay, ON P7A 5W6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,250 (30.0%)
* Minimum Canadian down payment required for this price is $22,375.
Amortization Period30 Years
Estimated Monthly Payment$1,490Based on a loan of $313,250 over 30 years.
Purchase Price$447,500
Loan Amount$313,250
Provincial Land Transfer Tax:$5,425
Total Estimated Closing Taxes:$5,425

About Purchasing a Home in Thunder Bay, ON

For a property listed at $447,500 in Thunder Bay, the legal minimum down payment is $22,375 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,425 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,425.

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Shuniah, Thunder Bay Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$361,150

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Shuniah, Thunder Bay

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Shuniah, Thunder Bay Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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