174 Shipley Street, Thunder Bay, ON

$289,900
MLS#:X13487482
3 beds
1 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Shuniah. Expertly crafted featuring premium stucco (plaster) and brick construction, this residence presents an exceptional opportunity offered at $289,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 34 x 112 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Notable attributes: Storage, Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome home to 174 Shipley Street... perfectly located for a young family, this very well-maintained semi-detached home is just across the street from North End Community Centre, Vance Chapman Public School and a couple of blocks from North End Variety Store. If your kids go to Catholic school, it's a mere 10 min walk to St. Margaret and Bishop Gallagher Schools. You're also a short walk from Boulevard Lake and Centennial Park for all your recreation needs. The house boasts over 900 square feet of living area on the main floor and has 3 bedrooms, a 4-pc bathroom, good sized kitchen and dining area. The basement is semi-finished and has a nice sized rec room and two "bonus rooms" than can be used as bedrooms if you need the extra space.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionStucco (Plaster), Brick
BasementFull, Partially Finished
Lot Size34 × 112 Feet
CountyThunder Bay
Annual Tax$3,063
Legal DescriptionPT LT 5 PL 671 PORT ARTHUR AS IN TBR314225; THUNDER BAY

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Fenced Yard

Interior Features

Storage, Other

Security Features

Community Features

Location

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174 Shipley Street, Thunder Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Shipley Street, Thunder Bay, ON P7A 3C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Thunder Bay.

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Interest Rate5.25%
Down Payment$14,495 (5.0%)
* Minimum Canadian down payment required for this price is $14,495.
Amortization Period25 Years
Estimated Monthly Payment$1,641Based on a loan of $275,405 over 25 years.
Purchase Price$289,900
Loan Amount$275,405
Provincial Land Transfer Tax:$2,824
Total Estimated Closing Taxes:$2,824

About Purchasing a Home in Thunder Bay, ON

For a property listed at $289,900 in Thunder Bay, the legal minimum down payment is $14,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,824 for this transaction. As this listing is in Thunder Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,824.

Nearby Listings

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No current listings found in Thunder Bay.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Shuniah, Thunder Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$444,715

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Margaret
Public89 Clayte Street, Thunder Bay, Ontario, P7A 6S4
5.3
Vance Chapman
Public1000 Huron Avenue, Thunder Bay, Ontario, P7A 6L4
9.1
St James
Public243 Court Street North, Port Arthur, Thunder Bay, Ontario, P7A 3P1
6.0
St Bernard
Public655 River Street, Thunder Bay, Ontario, P7A 3S5
6.9
Franco-Supérieur
Public220 Elgin Street, Port Arthur, Thunder Bay, Ontario, P7A 0A4
4.9

Secondary Schools

de la Verendrye
Public175 High Street North, Thunder Bay, Ontario, P7A 8C7
5.6
St. Ignatius
Catholic285 Algoma Street North, Thunder Bay, Ontario, P7A 2J6
6.6
Hammarskjold HS
Public80 Clarkson Street South, Thunder Bay, Ontario, P7B 4W8
6.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.