2497 Windmill Point Lane, Fort Erie, ON

$2,490,000
MLS#:X13440936
4 beds
4 baths
3500-5000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium cedar construction, this residence presents an exceptional opportunity offered at $2,490,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 100 x 645.2 ft lot
  • Features a crawl space, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Bar Fridge, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

PRIVATE LAKE ERIE WATERFRONT - WINDMILL POINTA rare chance to own a coveted Windmill Point, where homes are tightly held and rarely sell. In 100 years, only three owners. What sets it apart is the shoreline. The waterfront sits on a natural bedrock shelf that helps keep the water clear, with far fewer seasonal algae issues than on softer shorelines elsewhere on the lake. The break wall appears to be the original and still stands after generations, a sign of how well this stretch is protected at this point. Because the shore is bedrock rather than sand, your waterfront stays quiet and private, while owners enjoy a designated association sandy beach a short walk away. Beautifully restored and modernized while keeping its original charm. Approximately 3,800 sq ft, insulated throughout for four-season comfort and energy efficiency. East and West wings give natural separation, up to 6 bedrooms and 3.5 baths, ideal for extended family, guests, or multi-generational living. The west wing features a showpiece chef's kitchen built for multiple cooks, with a 14-ft quartz island, exposed beams, and a pass-through window onto a screened porch stretching 55+ feet along the lake. A separate structure of approximately 1,250 sq ft with a full bath and a loft suits guests, a studio, or conversion to a garage/workshop. A 20kW whole-home generator keeps the living room running through any outage. Owners enjoy association access to over 1 km of shoreline, sunrise-to-sunset views, the Buffalo skyline, Point Abino Lighthouse, and tennis, with approximately 25 acres on the west side, collectively owned by the association members. Inside: a stone fireplace with gas insert, home theatre, Andersen windows, and engineered hardwood throughout. A bedrock shoreline and protected association setting, space to gather, host, and hold for generations. Love where you live, at the water's edge, Windmill Point.

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionCedar
BasementCrawl Space, Unfinished
Lot Size100 × 645.2 Feet
CountyNiagara
Annual Tax$9,747
Legal DescriptionLT 12 PL 407 BERTIE ; T/W RO420300; S/T RO767824; FORT ERIE

Parking & Garage

Parking Spaces12.0
Garage Spaces12
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment, Bar Fridge, Central Vacuum, Generator - Full

Security Features

Community Features

Location

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2497 Windmill Point Lane, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2497 Windmill Point Lane E, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$498,000 (20.0%)
* Minimum Canadian down payment required for this price is $498,000.
Amortization Period25 Years
Estimated Monthly Payment$11,871Based on a loan of $1,992,000 over 25 years.
Purchase Price$2,490,000
Loan Amount$1,992,000
Provincial Land Transfer Tax:$48,725
Total Estimated Closing Taxes:$48,725

About Purchasing a Home in Fort Erie, ON

For a property listed at $2,490,000 in Fort Erie, the legal minimum down payment is $498,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $48,725 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $48,725.

Nearby Listings

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No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$690,249

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.