709 Harrison Trail, Georgian Bay, ON

$795,000
MLS#:X12886940
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $795,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 200 x 291.69 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient other heating via other

Description

Welcome to 709 Harrison Trail, a Georgian Bay getaway! This stunning 3-bedroom, 1-bath cottage is located on 12 Mile Bay and is perched right on the water's edge, boasting 200 feet of water frontage and good deep water. The original cathedral-type ceilings, an open-concept layout, and vinyl flooring throughout the main living and dining areas create a warm and inviting atmosphere. Cozy up by the fieldstone wood-burning fireplace, perfect for those cooler evenings. This location on Twelve Mile Bay offers expansive southwestern views, including a national park island, making it the perfect spot to relax and unwind. The cottage is a 3-season property on a year-round road, ensuring easy yearly access. With its charming features and an unbeatable location, this cottage is an excellent investment for anyone seeking a peaceful retreat or a rental property for vacationers. Don't miss your chance to own a piece of paradise on 12 Mile Bay!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size200 × 291.69 Acres
CountyMuskoka
Annual Tax$2,385
Legal DescriptionPART OF THE ORIGINAL SHORE ROAD ALLOWANCE IN FRONT OF LOT 42, CONCESSION 7 PART 1, PLAN 35R27647; CLOSED BY BY-LAW 2025-015 REGISTERED AS MT306799, FREEMAN; TOWNSHIP OF GEORGIAN BAY

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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709 Harrison Trail, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 709 Harrison Trail, Georgian Bay, ON L0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

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Interest Rate5.25%
Down Payment$54,500 (6.9%)
* Minimum Canadian down payment required for this price is $54,500.
Amortization Period25 Years
Estimated Monthly Payment$4,413Based on a loan of $740,500 over 25 years.
Purchase Price$795,000
Loan Amount$740,500
Provincial Land Transfer Tax:$12,375
Total Estimated Closing Taxes:$12,375

About Purchasing a Home in Georgian Bay, ON

For a property listed at $795,000 in Georgian Bay, the legal minimum down payment is $54,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,375 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$677,316

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.