Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $389,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Step into home ownership with this inviting and affordable 1.5-storey home in the heart of Napanee, perfect for first-time buyers, young families, or couples looking to put down roots. Freshly painted and thoughtfully refreshed, this move-in-ready property offers a bright and functional layout with room to grow. The oversized kitchen at the back of the home is a standout feature, offering generous counter space and ample cabinetry, ideal for everyday living and entertaining. Just off the kitchen, you'll find a convenient 2-piece bath and main floor laundry. A charming archway separates the dining/family room, where large windows fill the space with natural light and a patio door provides easy access to the side yard. Upstairs, the home features 2 comfortable bedrooms and a full 4-piece bathroom all perfect for a growing family or home office needs. Key updates include shingles (2021), furnace (2016), central air (2010), newer windows, and an on-demand water heater (rental), giving peace of mind for years to come. Outside, enjoy a private-feeling backyard with a deck off the rear entry and a handy storage shed. A unique bonus is rear parking access via quiet Ann Street, a tucked-away cul-de-sac that adds convenience while keeping your outdoor space more secluded. Centrally located and close to amenities, this home offers an excellent opportunity to enter the market without compromise. A smart move for buyers looking for value, space, and potential.
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Data-driven valuation for 278 Centre Street N, Greater Napanee, ON K7R 1P3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.
About Purchasing a Home in Greater Napanee, ON
For a property listed at $389,900 in Greater Napanee, the legal minimum down payment is $19,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,324 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,324.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.