
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $889,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
98 Waterloo is a strong investment opportunity located in the heart of Guelph, just a short walk from Benjamin Bodegas Cafe, Downtown Guelph and situated in an area where rentals for grad-students and working professionals are highly sought after. With it's own private backyard space and additional storage for tenants and or the landlord in the unfinished basement. Inside the main floor unit, the mudroom provides the perfect multi-use room for storage and seasonal wear. A sliding door takes you outside onto the upper deck, which is a private and tranquil place to bird watch or enjoy your morning coffee. Inside, the large kitchen with eat in area are the heart of this unit. The sunlight directly above the kitchen table fills the space with natural light. Tenants and or, live in landlords, will appreciate the quality, stainless steel appliances in the kitchen. In unit-laundry and TWO four-piece bathrooms make this unit ideal for small families and or two people. The living room is extremely generous and hones in on the original character of the home; a wood burning fireplace (not in use), large windows and high ceilings create a homey, yet grand living room. Home to two bedrooms, the primary having a built in-wardrobe and four-piece ensuite, this unit combines versatile finishes with a large floor-plan for maximum desirability. Upstairs, the second unit includes a large living space which is open to the kitchen. In the back of the unit, a recently updated three-piece bathroom and laundry closet create functionality. Two bedrooms complete this space, making it ideal for one, or two occupants. Both units are currently tenanted, but the main floor tenants have provided formal notice of leave in December 2026. If you are looking for a turn-key investment property in the heart of Guelph, this is a great chance to expand or start your portfolio.
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This duplex located at 98 Waterloo Avenue, Guelph is currently for sale and has been available on SousaSells for 0 days. This property is listed at $889,000 with an estimated mortgage of $2,959* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 98 Waterloo Avenue, Guelph is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, Guelph.
Growing families needing multi-bedroom flexibility and space in Downtown, Guelph.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Guelph or researching Guelph real estate for sale, this 4-bedroom duplex at 98 Waterloo Avenue, Guelph, ON offers an exceptional opportunity to buy a home in Guelph, Ontario. Whether you are a first-time Guelph home buyer or comparing active Guelph MLS® homes for sale, working with a dedicated Guelph buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Guelph real estate listings, compare active Guelph houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Guelph realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $2,959*/month*. Estimated Ontario Land Transfer Tax: $14,255. First-time Guelph home buyers may qualify for up to $8,475 in rebates.
The current listing price for 98 Waterloo Avenue, Guelph, ON in Downtown, Guelph is $889,000.
This property features 4 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.
98 Waterloo Avenue, Guelph, ON is a Duplex (2-Storey) featuring a Exposed Rock, Unfinished basement.
Interior highlights include: Storage, Water Heater Owned.
Yes, this property offers parking space for 2.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
Downtown, Guelph
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 98 Waterloo Avenue, Guelph, ON N1H 3H8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.
About Purchasing a Home in Guelph, ON
For a property listed at $889,000 in Guelph, the legal minimum down payment is $63,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,255 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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