109 Ray Street, Hamilton, ON

$849,950
MLS#:X13229422
4 beds
4 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Added:May 31, 2026(89 days ago)
Updated:Aug 19, 2026(9 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Strathcona. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $849,950 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 29.33 x 66 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Air Exchanger, Garburator, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Meticulously cared for !! Entertainers dream in the Strathcona neighborhood just minutes to TD Coliseum, the Go Station and all amenities! . This luxury home comes at no spared expense. Custom built-in closets by Closets By Design have been installed in all bedrooms, laundry room and mudroom. Spacious bedrooms with walk-in closets in not one, but two bedrooms. Engineered hardwood floors throughout the open-concept main level and second level. Also features a chef's kitchen with quartz countertops, large island with double sink and garburator, and high-end stainless appliances including SmartThings convection oven with gas range. Cozy up in the fully finished basement featuring an elegant 5-piece bathroom with double sink. Attached garage with temperature-controlled heated floors, pot lights, built-in cabinets, roll-up garage door and enough ceiling height to install a lift and store two cars. Enjoy peace of mind with the owned Paradox home security system - no contract required. Concrete driveway wraps around the house and into the backyard for maintenance-free relaxing or entertaining. 200-amps on breakers. Walking distance to Victoria and Dundurn Park, Locke Street shops, and Bayfront Waterfront. Enjoy the benefits of a fully finished home with premium upgrades everywhere! This is a must see!!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 109 Ray Street, Hamilton is currently for sale and has been available on SousaSells for 89 days. This property is listed at $849,950 with an estimated mortgage of $2,829* per month. It has 4 beds, 4 bathrooms, and is 1100-1500 square feet. 109 Ray Street, Hamilton is in the Strathcona neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Strathcona, Hamilton.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Strathcona, Hamilton.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 31, 2026 (89 days ago)
UpdatedAug 19, 2026 (9 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Stone
BasementFull, Finished
Lot Size29.33 × 66 Feet
CountyHamilton
Annual Tax$6,871.01
Legal DescriptionPT LT 1 BLK 5 RANGE 2 PL 1435 (AKA JAMES MILLS SURVEY BTN PEARL ST, FLORENCE ST, RAY ST & YORK BLVD) AS IN CD106963, S/T INTEREST IN CD106963; CITY OF HAMILTON

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake/Pond
  • Marina
  • Park
  • Public Transit
  • School
  • Arts Centre

Interior Features

  • Air Exchanger
  • Garburator
  • Carpet Free

Security Features

  • Smoke Detector
  • Security System

Community Features

None listed

Frequently Asked Questions about 109 Ray Street, Hamilton, ON

Q.What is the asking price for 109 Ray Street, Hamilton, ON ?

The current listing price for 109 Ray Street, Hamilton, ON in Strathcona, Hamilton is $849,950.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 109 Ray Street, Hamilton, ON ?

109 Ray Street, Hamilton, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 109 Ray Street, Hamilton, ON offer?

Key property features include: Lake/Pond, Marina, Park, Public Transit, School, Arts Centre.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Garburator, Carpet Free.

Q.What security features are installed at 109 Ray Street, Hamilton, ON ?

Security features include: Smoke Detector, Security System.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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109 Ray Street, Hamilton, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Strathcona, Hamilton

SAFETY RATING8.7 / 10
Low Incident Area
Total Annual Incidents52 incidents / yr
Average Per Month4.3 incidents / mo
Population Benchmark10,000 residents
Personal Safety
Low

22 assaults (220.0/100k)

Property Security
Low

10 B&E (100.0/100k)

Auto Theft Risk
Elevated

11 thefts (110.0/100k)

1-Year Trend
â–¼ 3.8%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Hamilton Police Service (HPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Ray Street N, Hamilton, ON L8R 2Y1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,985 (30.0%)
* Minimum Canadian down payment required for this price is $59,995.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,965 over 30 years.
Purchase Price$849,950
Loan Amount$594,965
Provincial Land Transfer Tax:$13,474
Total Estimated Closing Taxes:$13,474

About Purchasing a Home in Hamilton, ON

For a property listed at $849,950 in Hamilton, the legal minimum down payment is $59,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,474 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,474.

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Strathcona, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Strathcona, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$616,671

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Strathcona, Hamilton

Elementary Schools

Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
St Patrick's
Public20 East Avenue South, Landsdale, Hamilton, Ontario, L8N 3X1
4.1

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7

Strathcona, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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