164 Charlotte Street, Hamilton, ON

$599,999
MLS#:X13706962
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Added:Aug 24, 2026(4 days ago)
Updated:Aug 26, 2026(2 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rosedale. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 48 x 83.66 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 164 Charlotte Street, a beautifully renovated three-bedroom, two-bathroom home set in the heart of Hamilton's desirable Rosedale neighbourhood. Now, this move-in-ready property offers a bright, functional layout with tasteful updates throughout, perfect for buyers seeking both style and comfort. The finished lower level adds valuable living space, ideal for a family room, entertaining, or a home office setup. Step outside to your private backyard retreat featuring a hot tub and gazebo, great for relaxing or hosting friends and family. The detached garage provides added convenience and storage. Set in a mature, family-friendly community close to parks, schools and everyday amenities, this home is a fantastic opportunity in one of Hamilton's most established areas.

Upcoming Open Houses

Saturday, August 29, 20262:00 PM - 4:00 PMPublic
Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 164 Charlotte Street, Hamilton is currently for sale and has been available on SousaSells for 4 days. This property is listed at $599,999 with an estimated mortgage of $1,997* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 164 Charlotte Street, Hamilton is in the Rosedale neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rosedale, Hamilton.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Hamilton.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 24, 2026 (4 days ago)
UpdatedAug 26, 2026 (2 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementPartially Finished
Lot Size48 Ă— 83.66 Feet
CountyHamilton
Annual Tax$4,500.4
Legal DescriptionLT 6, PL 630 ; PT LTS 5, 7 & 8, PL 630 , AS IN NS210690 ; HAMILTON

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 164 Charlotte Street, Hamilton, ON

Q.What is the asking price for 164 Charlotte Street, Hamilton, ON ?

The current listing price for 164 Charlotte Street, Hamilton, ON in Rosedale, Hamilton is $599,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 164 Charlotte Street, Hamilton, ON ?

164 Charlotte Street, Hamilton, ON is a Detached (1 1/2 Storey) featuring a Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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164 Charlotte Street, Hamilton, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rosedale, Hamilton

SAFETY RATING9.0 / 10
Low Incident Area
Total Annual Incidents61 incidents / yr
Average Per Month5.1 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

23 assaults (45.0/100k)

Property Security
Low

11 B&E (40.0/100k)

Auto Theft Risk
Low Risk

15 thefts (45.0/100k)

1-Year Trend
â–Ľ 5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Halton Regional Police Service (HRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Charlotte Street, Hamilton, ON L8K 4V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$180,000 (30.0%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,999 over 30 years.
Purchase Price$599,999
Loan Amount$419,999
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Hamilton, ON

For a property listed at $599,999 in Hamilton, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

Similar Listings in Rosedale, Hamilton

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Rosedale, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rosedale, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$738,710

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rosedale, Hamilton

Elementary Schools

Viscount Montgomery
Public1525 Lucerne Avenue, Glenview West, Hamilton, Ontario, L8K 1R3
6.6
Pavillon de la jeunesse
Public105 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
5.4
St Luke
Public345 Albright Road, Red Hill, Hamilton, Ontario, L8K 6N3
5.8
St John the Baptist
Public115 London Street South, Delta East, Hamilton, Ontario, L8K 2G6
5.8
St Margaret Mary
Public25 Brentwood Drive, Huntington, Hamilton, Ontario, L8T 3V9
5.4

Secondary Schools

Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4
Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4
Mère-Teresa
Public50 Lisgar Court, Lisgar, Hamilton, Ontario, L8T 4Y4
4.2

Rosedale, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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