18 Lochearne Street, Hamilton, ON

$495,000
MLS#:X13509892
2 beds
1 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Strathcona. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 30 x 218 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via electric

Description

A Cottage Escape in the City! Welcome to 18 Lochearne Street, a clean, well-maintained 2-bedroom, 1-bathroom home offering comfort, convenience, and an impressive outdoor space rarely found in the heart of Hamilton. This inviting property features an open-concept living and dining area that creates a bright, seamless flow - perfect for everyday living or hosting friends and family. The large kitchen is a standout, complete with vaulted ceilings, a dedicated breakfast area, in-suite laundry, and a walkout to the patio and yard. It's a functional, airy space designed to make cooking and gathering effortless. Outside, the massive fully fenced yard is truly exceptional: 0.18 acres of mature trees, privacy, and room to enjoy, with the added bonus of rear vehicular access via right-of-way. Whether you envision gardening, outdoor entertaining, or simply relaxing in your own quiet oasis, this backyard delivers a rare sense of space for a central city location. With front-yard parking for one vehicle and unbeatable proximity to downtown Hamilton, major highways, and McMaster University, this home is ideal for commuters, students, professionals, or anyone seeking convenience without sacrificing outdoor space. A well-cared-for home in a prime location - this is a fantastic opportunity in the heart of the city.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementUnfinished
Lot Size30 × 218 Feet
CountyHamilton
Annual Tax$4,777.37
Legal DescriptionPT LT 6, BLK 3, PL 42 , PT LT 14, BLK 3, PL 42 , AS IN CD334884 EXCEPT THE EASEMENT THEREIN AS SECONDLY DESCRIBED, T/W CD334884 ; S/T THE RIGHTS OF OWNERS OF ADJOINING PARCELS, IF ANY, UNDER AB191999 ; HAMILTON

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

Interior Features

Carpet Free, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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18 Lochearne Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Lochearne Street, Hamilton, ON L8R 1V8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$24,750 (5.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period25 Years
Estimated Monthly Payment$2,802Based on a loan of $470,250 over 25 years.
Purchase Price$495,000
Loan Amount$470,250
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Hamilton, ON

For a property listed at $495,000 in Hamilton, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Strathcona, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$613,806

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Hess Street
Public107 Hess Street North, Central, Hamilton, Ontario, L8R 2T1
5.4
Bennetto
Public47 Simcoe Street East, North End East, Hamilton, Ontario, L8L 3N2
3.3
Dr. J. Edgar Davey
Public99 Ferguson Avenue North, Beasley, Hamilton, Ontario, L8R 1L6
1.9
St Lawrence's
PublicMary Street, North End East, Hamilton, Ontario, L8L 3X3
4.8
Queen Victoria
Public166 Forest Avenue, Corktown, Hamilton, Ontario, L8N 0A5
2.7

Secondary Schools

St. Mary’s
Catholic146 Park Street North, Central, Hamilton, Ontario, L8R 2N2
7.2
Georges-P-Vanier
Public100 Macklin Street North, Westdale North, Hamilton, Ontario, L8S 3S1
7.1
Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.