108 Main Street, Kawartha Lakes, ON

$499,900
MLS#:X13625500
0 beds
0 baths
Commercial
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Added:Jul 31, 2026(39 days ago)
Updated:Jul 31, 2026(39 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable land located in the coveted neighborhood of Bobcaygeon. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 239.48 x 296.59 ft lot size

Description

0.904-acre urban residential vacant land site zoned R4-S1 in the heart of Bobcaygeon. This well-located parcel offers excellent development potential for multiple-family residential uses, including apartments, condominiums, fourplexes, and other low-rise residential forms, subject to municipal approvals.With municipal water and sanitary sewer services available, the property is well positioned for a boutique infill development. Based on the approximate lot area of 3,639.62 sq. m. and a density allowance of one dwelling unit per 225 sq. m., the site may accommodate approximately 14-16 dwelling units, subject to final design, zoning review, and approvals.Located in one of Kawartha Lakes' most desirable communities, the site benefits from proximity to downtown Bobcaygeon, local shops, restaurants, amenities, Pigeon Lake, and the Trent-Severn Waterway. A strong opportunity for builders and developers looking to deliver quality housing in a growing waterfront community.

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Property Summary

This land located at 108 Main Street, Kawartha Lakes is currently for sale and has been available on SousaSells for 39 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 108 Main Street, Kawartha Lakes is in the Bobcaygeon neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Bobcaygeon, Kawartha Lakes.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Land architecture in Bobcaygeon, Kawartha Lakes
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
AddedJul 31, 2026 (39 days ago)
UpdatedJul 31, 2026 (39 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale
List Office NameFIRST CLASS REALTY INC.

Property Details

Property Sub-TypeLand
Lot Size239.48 Ă— 296.59 Feet
CountyKawartha Lakes
Annual Tax$4,190
Legal DescriptionPT LT 1-N/S PRINCE ST, 8 W/S BOBCAYGEON RS, 9 W/S BOBCAYGEON RD, 11 S/S NORTHST, 12 S/SNORTH ST PL 70: KAWARTHA LAKES

Parking & Garage

Heating & Cooling

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Frequently Asked Questions about 108 Main Street, Kawartha Lakes, ON

Q.What is the asking price for 108 Main Street, Kawartha Lakes, ON ?

The current listing price for 108 Main Street, Kawartha Lakes, ON in Bobcaygeon, Kawartha Lakes is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 108 Main Street, Kawartha Lakes, ON ?

108 Main Street, Kawartha Lakes, ON is a Land () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via .

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Location

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108 Main Street, Kawartha Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Bobcaygeon, Kawartha Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 108 Main Street W, Kawartha Lakes, ON K0M 1A0

Estimated Sales Range
$475,000 - $490,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $499,900 in Kawartha Lakes, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Bobcaygeon, Kawartha Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bobcaygeon, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$929,162

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Bobcaygeon, Kawartha Lakes

Elementary Schools

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Secondary Schools

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Bobcaygeon, Kawartha Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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