128 River Road, Kawartha Lakes, ON

$829,900
MLS#:X13514800
4 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 3 detached located in the coveted neighborhood of Manvers. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $829,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 486.18 x 325.58 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

This split level BUNGALOW is set on just over 2.5 ACRES, with scenic CROSS CREEK running along the edge of the property. It offers a peaceful rural lifestyle, just a few minutes north of Janetville, and 20 minutes to both Port Perry and the 115. Well-maintained, featuring 3+1 bedrooms and 2 bathrooms, including a PRIMARY ENSUITE. The functional layout (including a main floor wood burning fireplace) is ideal for families or those seeking additional space. The partially finished basement includes a WALKOUT to the backyard, a fourth bedroom and garage access, offering potential for extended living or recreational use. The property features a large driveway for all the toys, an above-ground POOL, attached garage, and additional outbuildings for storage or hobby use. With PUBLIC ACCESS to Scugog Lake just down the road, this property is well suited for nature lovers and outdoor enthusiasts. Updates include a roof (2022). This is a GREAT opportunity to enjoy space, outdoor hobbies, privacy, room to grow, and convenience within commuting distance to the GTA.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 3
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size486.18 × 325.58 Feet
CountyKawartha Lakes
Annual Tax$3,461.78
Legal DescriptionPT LT 6 CON 14 MANVERS PT 2, 9R2445; KAWARTHA LAKES

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Greenbelt/Conservation, River/Stream

Interior Features

Auto Garage Door Remote, Central Vacuum, In-Law Capability, Storage, Sump Pump, Water Heater

Security Features

Community Features

Location

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128 River Road, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 128 River Road, Kawartha Lakes, ON K9V 4R4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$57,990 (7.0%)
* Minimum Canadian down payment required for this price is $57,990.
Amortization Period25 Years
Estimated Monthly Payment$4,600Based on a loan of $771,910 over 25 years.
Purchase Price$829,900
Loan Amount$771,910
Provincial Land Transfer Tax:$13,073
Total Estimated Closing Taxes:$13,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $829,900 in Kawartha Lakes, the legal minimum down payment is $57,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,073.

Nearby Listings

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No current listings found in Kawartha Lakes.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Manvers, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$967,751

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.