21 Otter Line, Kawartha Lakes, ON

$299,900
MLS#:X13519720
2 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow mobiletrailer located in the coveted neighborhood of Ops. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Discover Year Round, Affordable Waterfront Living in Stoney Creek Park. Perfectly Situated on the Creek, Just 10 Minutes From Lindsay With Convenient Access to Hwy 35. This Well-Maintained, 2-Bedroom Modular Home Features Numerous Recent Updates In A Beautiful Natural Park Setting. Step Into Your Backyard to Enjoy Fishing, Canoeing, Kayaking or Simply Relaxing Beside the Water. Inside, You'll Find A Comfortable Living Room, A Functional Eat-In Kitchen, A Dedicated Dining Area, A Main Floor Primary Bedroom, A Main Floor Second Bedroom, A 4-Piece Bathroom And A Spacious Sunroom. A Standout Feature Is the Oversized, Heated Detached Double Garage/Shop. Offering Exceptional Space for Vehicles, Hobbies, Storage or a Workshop, While the Expansive Driveway Accommodates up to 8 Vehicles. Recent Improvements Include New Flooring (2026), Newer Windows (2024, Excluding the Kitchen Window and Rear Door), a New Front Entry Door (2024), Front Roof Shingles (2025), New Eavestroughs (2026), Recent Landscaping and a Brand-New Central Air Conditioning Unit (2026). An Exceptional Opportunity For Buyers Seeking Affordable Homeownership In A Truly Unique Waterfront Setting.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed DateInvalid Date
Transaction TypeFor Sale

Property Details

Property Sub-TypeMobileTrailer
Architectural StyleBungalow
ConstructionAluminum Siding
BasementNone
CountyKawartha Lakes
Annual Tax$0
Legal DescriptionN/A

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, River/Stream, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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21 Otter Line, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Otter Line, Kawartha Lakes, ON K9V 4R4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$14,995 (5.0%)
* Minimum Canadian down payment required for this price is $14,995.
Amortization Period25 Years
Estimated Monthly Payment$1,698Based on a loan of $284,905 over 25 years.
Purchase Price$299,900
Loan Amount$284,905
Provincial Land Transfer Tax:$2,974
Total Estimated Closing Taxes:$2,974

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $299,900 in Kawartha Lakes, the legal minimum down payment is $14,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,974 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,974.

Nearby Listings

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No current listings found in Kawartha Lakes.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ops, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,142,656

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.