55 King Street, Kawartha Lakes, ON

$679,900
MLS#:X13515130
4 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 3 att/row/townhouse located in the coveted neighborhood of Lindsay. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $679,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 25.59 x 93.85 ft lot
  • Features a finished with walk-out, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Garburator
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully maintained FREEHOLD brick and stone townhouse backing onto the Scugog River with DIRECT ACCESS to the Trans Canada Trail from your backyard, all just a short walk to downtown Lindsay's shops, restaurants and everyday amenities. This spacious three-level backsplit offers 3+1 bedrooms, 3 bathrooms and a thoughtfully designed layout with room for the whole family. The main level features a welcoming foyer with inside access to the single car garage, a spacious bedroom and a convenient 3-piece bathroom, ideal for guests, multigenerational living or a home office. Down a few steps, the heart of the home offers a BRIGHT KITCHEN with breakfast bar and gas range, a formal dining room, a 2-piece powder room, and an expansive living room with a GAS FIREPLACE and WALKOUT to the upper deck overlooking the river. The upper level features two additional bedrooms, including a spacious primary suite, a walk-in closet and 3-piece ensuite. Both bedrooms enjoy peaceful RIVER VIEWS. The finished WALKOUT LOWER LEVEL adds even more living space with a versatile den, a second gas fireplace, abundant storage and direct access to the beautifully landscaped backyard complete with a hot tub, river views and gated access to the Trans Canada Trail. Additional features include hardwood flooring, central air and gas appliances (including BBQ hookup). Enjoy the perfect blend of waterview living, trail access and downtown convenience.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural StyleBacksplit 3
ConstructionBrick
BasementFinished with Walk-Out, Full, Finished
Lot Size25.59 × 93.85 Feet
CountyKawartha Lakes
Annual Tax$5,115.2
Legal DescriptionPT LT 20 S KING ST W ST. DAVID ST, PT LT 21 S KING ST W ST. DAVID ST PL 10, PT LT 21 CON 6 OPS DESIGNATED PART 3 PL 57R9625; CITY OF KAWARTHA LAKES

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Public Transit

Interior Features

Auto Garage Door Remote, Garburator

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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55 King Street, Kawartha Lakes, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 King Street, Kawartha Lakes, ON K9V 1C7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kawartha Lakes.

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Interest Rate5.25%
Down Payment$42,990 (6.3%)
* Minimum Canadian down payment required for this price is $42,990.
Amortization Period25 Years
Estimated Monthly Payment$3,795Based on a loan of $636,910 over 25 years.
Purchase Price$679,900
Loan Amount$636,910
Provincial Land Transfer Tax:$10,073
Total Estimated Closing Taxes:$10,073

About Purchasing a Home in Kawartha Lakes, ON

For a property listed at $679,900 in Kawartha Lakes, the legal minimum down payment is $42,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,073 for this transaction. As this listing is in Kawartha Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,073.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lindsay, Kawartha Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$619,353

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.