14 Rain Lake Road, Kearney, ON

$450,000
MLS#:X13430152
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 14 Rain Lake Road Kearney ON listed at $450,000 (MLS# X13430152) - Main View
For Sale
Added:Jun 11, 2026(97 days ago)
Updated:Sep 14, 2026(2 days ago)
Last Checked:7 minutes ago

Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Kearney. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 103 x 120 ft lot size
  • equipped with no central cooling and highly efficient propane gas heating

Description

You are purchasing more than a unique and beautiful historic church building in a lively recreational community...more than a successful 15 year business...you are buying a fabulous lifestyle. Allowing you to work 4 or 5 days a week and work throughout the winter from wherever you wish generating income and building your on-line Nostaligia sales from your successful online business. Current owner works 4 or 5 days a week during late spring, summer and early fall, choosing longer days in the 10 busy weeks of summer and other weeks late spring, early summer and fall, 11am - 3 pm 4 days a week. This package includes the one of a kind glorious church including stained glass windows, beautiful original traditional thin strip hardwood flooring, exposed wooden rafters and all of the improvements and equipment to run the day to day business. The church, originally St. Luke's Anglican Church built in 1901. You are buying the website, and everything exluding the current inventory on site which in high season is approximately $150,000.00. This wil be purchased separately and will be yours to sell and begin generating income immediately. Seller will assist buyer with training for a couple of weeks if desired. This is an amazing opportunity to buy yourself a new and bright future to create your legacy and build wealth. This could be a great fit for snow birds as you can run your website based sales from anywhere in the world. Seller will provide a quick closing to allow buyer to be in for the busy summer season. Napolean fireplace adds to the charms and takes the chill off on those cool summer days. The store is also wired for generator (done in 2025) to the hydro panel. Metal roof done in 2010 New back deck in 2020. There is plenty of room for a septic if a buyer wishes to add a bathroom. A little cafe or tea room in the back room and the deck may be a nice future addition!

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Property Summary

This commercial retail located at 14 Rain Lake Road, Kearney is currently for sale and has been available on SousaSells for 97 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 14 Rain Lake Road, Kearney is in the Kearney neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Kearney, Kearney.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Commercial Retail architecture in Kearney, Kearney
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusExtension
Price$450,000
AddedJun 11, 2026 (97 days ago)
UpdatedSep 14, 2026 (2 days ago)
Last Checked7 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Lakes Of Muskoka Realty

Property Details

Property Sub-TypeCommercial Retail
Lot Size103 Ă— 120 Feet
CountyParry Sound
Annual Tax$1,774.26
Rental ItemsPropane tank is a rental $141.25/yr.
Legal DescriptionPLAN 116 PT LOTS 1 & 3

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypePropane Gas
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

  • Recreation/Community Centre

Property History

No historical data available for this property.

This could be the first listing for this address.

Kearney Home Buyer Advisory & Market HubActive MLS® Listing in Kearney, Ontario

Looking to Buy a Home in Kearney?

If you are looking for a house in Kearney or researching Kearney real estate for sale, this commercial retail at 14 Rain Lake Road, Kearney, ON offers an exceptional opportunity to buy a home in Kearney, Ontario. Whether you are a first-time Kearney home buyer or comparing active Kearney MLS® homes for sale, working with a dedicated Kearney buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Kearney Homes for Sale & MLS® Listings

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Dedicated Kearney Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Kearney realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Kearney Buyer Budget & Costs

Estimated mortgage: $1,498*/month*. Estimated Ontario Land Transfer Tax: $5,475. First-time Kearney home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Kearney

Frequently Asked Questions about 14 Rain Lake Road, Kearney, ON

Q.What is the asking price for 14 Rain Lake Road, Kearney, ON ?

The current listing price for 14 Rain Lake Road, Kearney, ON in Kearney, Kearney is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 14 Rain Lake Road, Kearney, ON ?

14 Rain Lake Road, Kearney, ON is a Commercial Retail () featuring a basement.

Q.What neighborhood and community amenities are nearby?

Community features and nearby amenities include: Recreation/Community Centre.

Q.What security features are installed at 14 Rain Lake Road, Kearney, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

Location

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14 Rain Lake Road, Kearney, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Kearney, Kearney

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 14 Rain Lake Road E, Kearney, ON P0A 1M0

Estimated Sales Range
$428,000 - $441,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kearney.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in Kearney, ON

For a property listed at $450,000 in Kearney, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Kearney (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

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Kearney, Kearney Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kearney, Kearney.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$788,586

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Kearney, Kearney

Elementary Schools

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Secondary Schools

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Kearney, Kearney Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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