9910 Front Road, Loyalist, ON

$650,000
MLS#:X12943048
2 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 2 Bath Home at 9910 Front Road Loyalist ON listed at $650,000 (MLS# X12943048) - Main View
For Sale
Added:Apr 1, 2026(162 days ago)
Updated:Sep 8, 2026(2 days ago)
Last Checked:9 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Amherst Island. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $650,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 239.5 x 223.13 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via oil

Description

Welcome to 9910 Front Road on Amherst Island-where lakefront living meets timeless charm. This well-maintained board and batten farmhouse sits on 1.3 acres with 240 feet of level, accessible shoreline along the peaceful North Channel of Lake Ontario. Lovingly updated in 2002 and freshly painted with new Berber carpet, the home offers a thoughtful balance of character and comfort. Inside, you'll find 1,844 square feet of functional living space, including 2 bedrooms, 2 full bathrooms, and a flexible office or den that could serve as a third bedroom. The spacious main floor primary suite provides convenience and privacy, while the open-concept kitchen, dining, and living areas are well suited for everyday living and entertaining, with views toward the water and gardens. The second floor offers additional flexibility, with a large bedroom, full bathroom, and a generous lounge area that could be reconfigured to create an additional bedroom, guest suite, or workspace. Outside, the landscaped grounds feature mature trees, perennial gardens, and level access to the water-ideal for swimming, kayaking, or relaxing along the shoreline. A single-car garage with inside entry and ample storage adds to the home's practicality. Located just a short ferry ride from Millhaven, Amherst Island is known for its welcoming community, natural beauty, and quieter pace of life-offering a unique opportunity to enjoy waterfront living within easy reach of Kingston

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Property Summary

This detached home located at 9910 Front Road, Loyalist is currently for sale and has been available on SousaSells for 162 days. This property is listed at $650,000 with an estimated mortgage of $2,164* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 9910 Front Road, Loyalist is in the Amherst Island neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Amherst Island, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$650,000
AddedApr 1, 2026 (162 days ago)
UpdatedSep 8, 2026 (2 days ago)
Last Checked9 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX FINEST REALTY INC., BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten
BasementSeparate Entrance, Unfinished
Lot Size239.5 × 223.13 Feet
CountyLennox & Addington
Annual Tax$5,138.73
Rental ItemsNONE
Legal DescriptionPT LT 21 CON 1 AMHERST ISLAND PT 1 29R2995; S/T EXECUTION 07-0000075, IF ENFORCEABLE; LOYALIST

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceOil
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Place Of Worship
  • Rec./Commun.Centre
  • School
  • School Bus Route
  • Waterfront

Interior Features

  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Water Treatment

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Loyalist Home Buyer Advisory & Market HubActive MLS® Listing in Loyalist, Ontario

Looking to Buy a Home in Loyalist?

If you are looking for a house in Loyalist or researching Loyalist real estate for sale, this 2-bedroom detached at 9910 Front Road, Loyalist, ON offers an exceptional opportunity to buy a home in Loyalist, Ontario. Whether you are a first-time Loyalist home buyer or comparing active Loyalist MLS® homes for sale, working with a dedicated Loyalist buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Loyalist Homes for Sale & MLS® Listings

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Dedicated Loyalist Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Loyalist realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Loyalist Buyer Budget & Costs

Estimated mortgage: $2,164*/month*. Estimated Ontario Land Transfer Tax: $9,475. First-time Loyalist home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Loyalist

Frequently Asked Questions about 9910 Front Road, Loyalist, ON

Q.What is the asking price for 9910 Front Road, Loyalist, ON ?

The current listing price for 9910 Front Road, Loyalist, ON in Amherst Island, Loyalist is $650,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 9910 Front Road, Loyalist, ON ?

9910 Front Road, Loyalist, ON is a Detached (1 1/2 Storey) featuring a Separate Entrance, Unfinished basement.

Q.What key property features does 9910 Front Road, Loyalist, ON offer?

Key property features include: Beach, Place Of Worship, Rec./Commun.Centre, School, School Bus Route, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Oil and cooling via Central Air.

Location

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9910 Front Road, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Amherst Island, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 9910 Front Road, Loyalist, ON K0H 2S0

Estimated Sales Range
$618,000 - $637,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$195,000 (30.0%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period30 Years
Estimated Monthly Payment$2,164Based on a loan of $455,000 over 30 years.
Purchase Price$650,000
Loan Amount$455,000
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Loyalist, ON

For a property listed at $650,000 in Loyalist, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

Similar Listings in Amherst Island, Loyalist

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Amherst Island, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Amherst Island, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Amherst Island, Loyalist

Elementary Schools

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Secondary Schools

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Amherst Island, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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