28 Loretta Drive, Niagara-on-the-Lake, ON
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Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 108 - Virgil. Expertly crafted featuring premium aluminum siding and brick front construction, this residence presents an exceptional opportunity offered at $1,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 3 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 55.77 x 114.83 ft lot
- Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, Central Vacuum, Guest Accommodations
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Elegantly reimagined in 2025, this approximately 2,800 sq. ft. residence in Niagara-on-the-Lake's desirable Virgil community blends timeless architecture with modern sophistication, just minutes from world-class wineries, fine dining, boutique shops, and the charm of Old Town. Situated on a quiet, tree-lined street, the home offers both privacy and lifestyle convenience. A dramatic two-storey great room anchors the main level, featuring wide-plank flooring, designer lighting, and a statement fireplace framed by expansive windows that fill the space with natural light. The redesigned kitchen combines style and function with stone countertops, stainless steel appliances, and a custom walk-in pantry-ideal for both everyday living and entertaining. A rare main-floor bedroom retreat (approx. 280 sq. ft.) provides flexibility for guests, in-laws, or a refined home office. Upstairs, a bright loft overlooks the living area and leads to three spacious bedrooms, including a primary suite with a sitting area, walk-in closet, and private ensuite. The backyard is a private garden sanctuary with mature landscaping, two entertainment decks, and a handcrafted swing-perfect for relaxing or hosting. Additional features include a double-car garage with private driveway, central air (updated 2024), owned tankless water heater, no rental equipment, central vacuum, and a 1,367 sq. ft. basement with rough-in kitchen and washroom, offering excellent in-law or income potential. A refined offering capturing the essence of Niagara wine country living.
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Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Arts Centre, Fenced Yard, Park, Place Of Worship, Sloping, Rec./Commun.Centre
Interior Features
Auto Garage Door Remote, Central Vacuum, Guest Accommodations, Water Heater Owned, Water Meter, Water Purifier, Water Softener, Water Heater
Security Features
Carbon Monoxide Detectors
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 28 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Niagara-on-the-Lake, ON
For a property listed at $1,199,000 in Niagara-on-the-Lake, the legal minimum down payment is $239,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,455 for this transaction. As this listing is in Niagara-on-the-Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.