38 Stewart Street, Oakville, ON

$1,850,000
MLS#:W13740662
4 beds
5 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Added:Sep 3, 2026(today)
Updated:Sep 3, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Central. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $1,850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 44 x 116 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Exceptional custom-built modern home offering a rare and highly functional layout, with a main floor master suite and three spacious bedrooms plus two bathrooms on the second level. Designed with meticulous attention to detail, this sophisticated residence combines contemporary architecture, premium finishes and thoughtful functionality throughout. The main floor features an elegant primary suite with a walk-in closet and spa-inspired ensuite. The open-concept living, dining and kitchen areas are enhanced by 9-foot ceilings, panoramic windows and custom architectural details. The gourmet kitchen showcases custom cabinetry, a generous white quartz island with extensive storage and high-end built-in appliances. A bright adjoining breakfast area overlooks the landscaped grounds. A striking custom staircase with floating-style risers, stainless-steel handrail and tempered glass creates a dramatic architectural focal point. The main floor also includes a private office with glass doors, stylish powder room and extensive custom storage. Upstairs, a skylit hallway leads to three spacious bedrooms and two full bathrooms with heated floors. Custom solid interior doors, white oak hardwood floors, porcelain tile and illuminated niches add a distinctive level of quality throughout. The finished basement provides exceptional versatility, with an open concept recreation room, laundry, powder room, cold cellar, utility and mechanical rooms, plus custom storage and shelving. Modern mechanical systems include a tankless water heater, air exchanger and high-efficiency heating/cooling system. Outside, professional landscaping, a fully fenced modern yard, stone-and-wood courtyard, fire-pit area and charming sitting space create a private outdoor retreat. An oversized driveway can accommodate up to four cars, complemented by custom garage. A truly distinctive Oakville home where modern design, premium craftsmanship and everyday comfort come together.

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Property Summary

This detached home located at 38 Stewart Street, Oakville is currently for sale and has been available on SousaSells for 0 days. This property is listed at $1,850,000 with an estimated mortgage of $6,158* per month. It has 4 beds, 5 bathrooms, and is 2000-2500 square feet. 38 Stewart Street, Oakville is in the Central neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Central, Oakville.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •5 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Central, Oakville.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
5
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedSep 3, 2026 (today)
UpdatedSep 3, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster), Stone
BasementFull, Finished
Lot Size44 Ă— 116 Feet
CountyHalton
Annual Tax$10,808
Legal DescriptionPT LT B, PL 200 , AS IN 780622 ; OAKVILLE

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Marina
  • Park
  • Public Transit
  • School

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • Central Vacuum
  • Built-In Oven
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 38 Stewart Street, Oakville, ON

Q.What is the asking price for 38 Stewart Street, Oakville, ON ?

The current listing price for 38 Stewart Street, Oakville, ON in Central, Oakville is $1,850,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 5 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 38 Stewart Street, Oakville, ON ?

38 Stewart Street, Oakville, ON is a Detached (2-Storey) featuring a Full, Finished basement.

Q.What key property features does 38 Stewart Street, Oakville, ON offer?

Key property features include: Fenced Yard, Library, Marina, Park, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, Central Vacuum, Built-In Oven, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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38 Stewart Street, Oakville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Central, Oakville

SAFETY RATING9.5 / 10
Low Incident Area
Total Annual Incidents37 incidents / yr
Average Per Month3.1 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (45.0/100k)

Property Security
Low

8 B&E (40.0/100k)

Auto Theft Risk
Low Risk

12 thefts (45.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Halton Regional Police Service (HRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 Stewart Street, Oakville, ON L6K 1X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oakville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$555,000 (30.0%)
* Minimum Canadian down payment required for this price is $370,000.
Amortization Period30 Years
Estimated Monthly Payment$6,158Based on a loan of $1,295,000 over 30 years.
Purchase Price$1,850,000
Loan Amount$1,295,000
Provincial Land Transfer Tax:$33,475
Total Estimated Closing Taxes:$33,475

About Purchasing a Home in Oakville, ON

For a property listed at $1,850,000 in Oakville, the legal minimum down payment is $370,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $33,475 for this transaction. As this listing is in Oakville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $33,475.

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Central, Oakville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Central, Oakville.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$1,781,425

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Best Schools in Central, Oakville

Elementary Schools

Sainte-Marie
Public336 Maurice Drive, Oakville, Ontario, L6K 2X3
7.9
St James
Public255, Oakville, Ontario, L6K 2S2
6.7
W H Morden
Public180 Morden Road, Oakville, Ontario, L6K 2S3
8.5
Pine Grove
Public529 Fourth Line, Oakville, Ontario, L6L 5A8
7.9
New Central
Public133 Balsam Drive, Ennisclare Park, Oakville, Ontario, L6J 3X4
9.6

Secondary Schools

St. Thomas Aquinas
Catholic124 Dorval Drive, Oakville, Ontario, L6K 2W1
8.2
Thomas A Blakelock
Public1160 Rebecca Street, Oakville, Ontario, L6L 1Y9
8.1
White Oaks
PublicOnslow Court, Oakville, Ontario, L6H 1H9
8.8
Gaétan Gervais
Public1075 McCraney Street East, Oakville, Ontario, L6H 1H9
9.3

Central, Oakville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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