109 Elizabeth Street, Oshawa, ON

$1,299,000
MLS#:E13720930
4 beds
3 baths
3000-3500 sqft
6.0 parking
Residential Freehold
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Added:Aug 28, 2026(today)
Updated:Aug 28, 2026(today)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of McLaughlin. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 50 x 179.6 ft lot
  • Features a full, unfinished, walk-out, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Atrium, Air Exchanger, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

They simply don't build them like this anymore. Custom built in 1996 by its Italian owner-a skilled bricklayer-for his own family, 109 Elizabeth Street is a home where craftsmanship, space and quality were never compromised. Set on a spectacular 50 x 180 ft lot in Oshawa's quiet, mature and sought-after McLaughlin neighbourhood, this one-of-a-kind home offers approximately 3,400 sq. ft. above grade, plus an incredible 2,100 sq. ft. basement with soaring 10 ft ceilings.The impressive indoor entrance atrium immediately sets the tone for a home built on a grand scale. Solid oak doors and flooring, along with a remarkably substantial oak staircase, speak to the quality of construction throughout. With 5 bedrooms and 3 washrooms, there is room here for the entire family.The expansive primary retreat features a private balcony overlooking the deep backyard, walk-in closet and luxurious 6-piece ensuite. An oversized upper balcony provides yet another outdoor space rarely found in homes of this era.The attached 2-car garage includes a man door and convenient direct access to the basement-whose 10 ft ceilings and approximately 2,100 sq. ft. of additional space open up an extraordinary range of possibilities.Recent improvements include a new driveway and gas furnace and central air conditioning (2022). Even the home's original blueprints have been preserved-a fitting detail for a property whose custom construction is such an important part of its story.All of this is tucked into an established neighbourhood close to the Oshawa Valley Botanical Gardens and walking trails. Exceptional space, an enormous lot and old-school craftsmanship come together in a home that truly stands apart.

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Property Summary

This detached home located at 109 Elizabeth Street, Oshawa is currently for sale and has been available on SousaSells for 0 days. This property is listed at $1,299,000 with an estimated mortgage of $4,324* per month. It has 4 beds, 3 bathrooms, and is 3000-3500 square feet. 109 Elizabeth Street, Oshawa is in the McLaughlin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in McLaughlin, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in McLaughlin, Oshawa.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 28, 2026 (today)
UpdatedAug 28, 2026 (today)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished, Walk-Out, Development Potential
Lot Size50 Ă— 179.6 Feet
CountyDurham
Annual Tax$9,200
Legal DescriptionPT LT 15 CON 2 EAST WHITBY PT 2, 40R16405; OSHAWA

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • School
  • Rec./Commun.Centre
  • School Bus Route
  • Hospital
  • Park

Interior Features

  • Atrium
  • Air Exchanger
  • Carpet Free
  • In-Law Capability
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 Elizabeth Street, Oshawa, ON

Q.What is the asking price for 109 Elizabeth Street, Oshawa, ON ?

The current listing price for 109 Elizabeth Street, Oshawa, ON in McLaughlin, Oshawa is $1,299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 109 Elizabeth Street, Oshawa, ON ?

109 Elizabeth Street, Oshawa, ON is a Detached (2-Storey) featuring a Full, Unfinished, Walk-Out, Development Potential basement.

Q.What key property features does 109 Elizabeth Street, Oshawa, ON offer?

Key property features include: School, Rec./Commun.Centre, School Bus Route, Hospital, Park.

Q.What interior features are included in this home?

Interior highlights include: Atrium, Air Exchanger, Carpet Free, In-Law Capability, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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109 Elizabeth Street, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

McLaughlin, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
â–Ľ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Elizabeth Street, Oshawa, ON L1J 8H3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$389,700 (30.0%)
* Minimum Canadian down payment required for this price is $259,800.
Amortization Period30 Years
Estimated Monthly Payment$4,324Based on a loan of $909,300 over 30 years.
Purchase Price$1,299,000
Loan Amount$909,300
Provincial Land Transfer Tax:$22,455
Total Estimated Closing Taxes:$22,455

About Purchasing a Home in Oshawa, ON

For a property listed at $1,299,000 in Oshawa, the legal minimum down payment is $259,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,455 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,455.

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McLaughlin, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for McLaughlin, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$732,277

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in McLaughlin, Oshawa

Elementary Schools

Woodcrest
Public506 Woodcrest Avenue, Oshawa, Ontario, L1J 2T8
2.6
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7
Antonine Maillet
Public615 Ridgeway Avenue, Oshawa, Ontario, L1J 2W3
9.1
Adelaide Mclaughlin
Public630 Stevenson Road North, Oshawa, Ontario, L1J 5P1
5.2
Waverly
Public100 Waverly Street South, Oshawa, Ontario, L1J 5V1
4.7

Secondary Schools

R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4
O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
Monsignor Paul Dwyer
Public700 Stevenson Road North, Oshawa, Ontario, L1J 5P5
5.6

McLaughlin, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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