322 Fernwood Avenue, Oshawa, ON

$689,000
MLS#:E13714196
5 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Added:Aug 26, 2026(2 days ago)
Updated:Aug 26, 2026(2 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable Backsplit 4 semi-detached located in the coveted neighborhood of O'Neill. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $689,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 28.16 x 148.89 ft lot
  • Features a separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

**Welcome to this Fully Renovated North Oshawa Home!** This exceptional freehold semi-detached backsplit has been completely renovated from top to bottom and offers the rare combination of **modern living, flexible multi-generational space, and excellent income potential**. Whether you are a first-time buyer looking to offset your mortgage, a growing or multi-generational family seeking separate living spaces, or an investor looking for a turn-key property, this home is ready to impress!The bright and inviting upper level features an **open-concept living area, 2 spacious bedrooms, and 2 beautifully renovated washrooms**. The brand-new kitchen showcases contemporary cabinetry, countertops and new appliances, creating a stylish and functional space for everyday living and entertaining. The fully finished lower-level suite, complete with a **separate entrance**, offers incredible flexibility with its own **brand-new kitchen, large living area, 2 bedrooms, brand-new 3-piece bathroom and separate laundry**. Ideal for extended family, guests, or potential rental income.No detail has been overlooked! The home features **brand-new flooring throughout, fresh paint, new interior fittings and fixtures, completely renovated kitchens and washrooms, and brand-new central A/C**. Both kitchens are equipped for comfortable independent living. Included are **2 washers, 2 dryers, 2 brand-new refrigerators, 1 gas stove in the upper kitchen, 1 electric stove in the lower kitchen, and 1 dishwasher**.Enjoy the outdoors in the **fully fenced backyard**, offering plenty of room for children, pets, summer gatherings and relaxation. Located in a desirable **North Oshawa neighborhood**, close to **highways, public transit, schools, shopping and everyday amenities**, this move-in-ready home offers exceptional versatility and convenience.**A rare opportunity to own a beautifully renovated home with two self-contained living spaces and tremendous flexibility! Nothing to do but move in and enjoy.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 322 Fernwood Avenue, Oshawa is currently for sale and has been available on SousaSells for 2 days. This property is listed at $689,000 with an estimated mortgage of $2,293* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 322 Fernwood Avenue, Oshawa is in the O'Neill neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in O'Neill, Oshawa.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in O'Neill, Oshawa.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedAug 26, 2026 (2 days ago)
UpdatedAug 26, 2026 (2 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBacksplit 4
ConstructionBrick
BasementSeparate Entrance
Lot Size28.16 × 148.89 Feet
CountyDurham
Annual Tax$4,421
Legal DescriptionPCL 30-2 SEC M136; PT LT 30 PL M136 PT 7 40WR317 ; OSHAWA

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 322 Fernwood Avenue, Oshawa, ON

Q.What is the asking price for 322 Fernwood Avenue, Oshawa, ON ?

The current listing price for 322 Fernwood Avenue, Oshawa, ON in O'Neill, Oshawa is $689,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 322 Fernwood Avenue, Oshawa, ON ?

322 Fernwood Avenue, Oshawa, ON is a Semi-Detached (Backsplit 4) featuring a Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Virtual Tour & 3D Walkthrough

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Location

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322 Fernwood Avenue, Oshawa, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

O'Neill, Oshawa

SAFETY RATING8.9 / 10
Low Incident Area
Total Annual Incidents93 incidents / yr
Average Per Month7.8 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

36 assaults (45.0/100k)

Property Security
Low

16 B&E (40.0/100k)

Auto Theft Risk
Low Risk

23 thefts (45.0/100k)

1-Year Trend
▼ 4.3%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Durham Regional Police Service (DRPS) Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 322 Fernwood Avenue, Oshawa, ON L1G 2H7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Oshawa.

Configure Loan Settings

Interest Rate4.00%
Down Payment$206,700 (30.0%)
* Minimum Canadian down payment required for this price is $43,900.
Amortization Period30 Years
Estimated Monthly Payment$2,293Based on a loan of $482,300 over 30 years.
Purchase Price$689,000
Loan Amount$482,300
Provincial Land Transfer Tax:$10,255
Total Estimated Closing Taxes:$10,255

About Purchasing a Home in Oshawa, ON

For a property listed at $689,000 in Oshawa, the legal minimum down payment is $43,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,255 for this transaction. As this listing is in Oshawa (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,255.

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O'Neill, Oshawa Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for O'Neill, Oshawa.

Verified Local Data
City Population415,311
City Median Age39.6 Yrs
City Ownership75% Owners
Avg Area List Price$1,132,417

People & Families

Age Distribution

Household Composition

One-person households
21%
Families with children
53%
Couples without children
26%
Other households
0%

Top Ethnic Origins

English23%
Scottish18%
Irish18%
Canadian16%

Best Schools in O'Neill, Oshawa

Elementary Schools

Mary Street Community
Public110 Mary Street North, Oshawa, Ontario, L1G 7S2
3.1
Hillsdale
Public525 Oshawa Boulevard North, Oshawa, Ontario, L1G 5T6
5.3
Coronation
Public441 Adelaide Avenue East, Oshawa, Ontario, L1G 2A4
7.3
Sir Albert Love
Public425 Wilson Road North, Oshawa, Ontario, L1G 6E6
5.7
St Christopher
Public431 Annapolis Avenue, Oshawa, Ontario, L1J 2Y5
3.7

Secondary Schools

O’Neill
Public301 Simcoe Street North, Oshawa, Ontario, L1G 4T2
5.7
R. S. McLaughlin
Public570 Stevenson Road North, Oshawa, Ontario, L1J 5P1
6.4

O'Neill, Oshawa Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied75%
Rented25%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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