139 BANK Street, Ottawa Centre, ON

$79,000
MLS#:X12793264
0 beds
0 baths
Commercial
Commercial for sale - 0 Bed, 0 Bath Home at 139 BANK Street Ottawa Centre ON listed at $79,000 (MLS# X12793264) - Main View
For Sale
Added:Feb 17, 2026(211 days ago)
Updated:Feb 19, 2026(209 days ago)
Last Checked:6 minutes ago

Property Highlights

Welcome to this remarkable sale of business located in the coveted neighborhood of 4101 - Ottawa Centre. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $79,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Spacious lot size measured in Feet
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

Cafe by Government buildings and Parliament Hills! This is a newer Cafe in Prime downtown Ottawa. This great café opportunity in the heart of the vibrant Bank Street corridor! This charming and well-situated café offers you a long list of equipment , a good flow of clients and benefits from exceptional pedestrian traffic, strong daytime office clientele, and steady tourist flow. Surrounded by government buildings, retail shops, restaurants, and major amenities, the location offers outstanding visibility and accessibility. The inviting newly renovated interior provides a warm and welcoming atmosphere with comfortable seating and efficient service layout, ideal for dine-in or takeaway operations. Excellent street frontage and signage exposure enhance brand presence in one of Ottawa's most recognizable commercial districts. Main floor is approx.1440 SQFT + 1400 Lower level, rent is approx. $6900 including HST but another internet restaurant pays $2000 monthly rent. Perfect opportunity for owner-operators or investors seeking a turnkey café or specialty food concept in a high-demand downtown setting with established customer base and growth potential. See it Today!

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Property Summary

This sale of business located at 139 BANK Street, Ottawa Centre is currently for sale and has been available on SousaSells for 211 days. This property is listed at $79,000 with an estimated mortgage of $263* per month. It has 0 beds, 0 bathrooms, and is unknown square feet. 139 BANK Street, Ottawa Centre is in the 4101 - Ottawa Centre neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 4101 - Ottawa Centre, Ottawa Centre.

Great for Small Household / Couples
What We Love About This Home
  • •Desirable Sale Of Business architecture in 4101 - Ottawa Centre, Ottawa Centre
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Property Type
Commercial

Additional Details

StatusActive
Price$79,000
AddedFeb 17, 2026 (211 days ago)
UpdatedFeb 19, 2026 (209 days ago)
Last Checked6 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeSale Of Business
CountyOttawa
Annual Tax$0

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Ottawa Centre Home Buyer Advisory & Market HubActive MLS® Listing in Ottawa Centre, Ontario

Looking to Buy a Home in Ottawa Centre?

If you are looking for a house in Ottawa Centre or researching Ottawa Centre real estate for sale, this sale of business at 139 BANK Street, Ottawa Centre, ON offers an exceptional opportunity to buy a home in Ottawa Centre, Ontario. Whether you are a first-time Ottawa Centre home buyer or comparing active Ottawa Centre MLS® homes for sale, working with a dedicated Ottawa Centre buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Ottawa Centre Homes for Sale & MLS® Listings

Browse all verified Ottawa Centre real estate listings, compare active Ottawa Centre houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Ottawa Centre Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Ottawa Centre realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Ottawa Centre Buyer Budget & Costs

Estimated mortgage: $263*/month*. Estimated Ontario Land Transfer Tax: $515. First-time Ottawa Centre home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Ottawa Centre

Frequently Asked Questions about 139 BANK Street, Ottawa Centre, ON

Q.What is the asking price for 139 BANK Street, Ottawa Centre, ON ?

The current listing price for 139 BANK Street, Ottawa Centre, ON in 4101 - Ottawa Centre, Ottawa Centre is $79,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and null bathrooms.

Q.What property type and architectural style is 139 BANK Street, Ottawa Centre, ON ?

139 BANK Street, Ottawa Centre, ON is a Sale Of Business () featuring a basement.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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139 BANK Street, Ottawa Centre, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

4101 - Ottawa Centre, Ottawa Centre

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 139 BANK Street, Ottawa Centre, ON K1P 5N7

Estimated Sales Range
$75,000 - $77,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Ottawa Centre.

Configure Loan Settings

Interest Rate4.00%
Down Payment$23,700 (30.0%)
* Minimum Canadian down payment required for this price is $3,950.
Amortization Period30 Years
Estimated Monthly Payment$263Based on a loan of $55,300 over 30 years.
Purchase Price$79,000
Loan Amount$55,300
Provincial Land Transfer Tax:$515
Total Estimated Closing Taxes:$515

About Purchasing a Home in Ottawa Centre, ON

For a property listed at $79,000 in Ottawa Centre, the legal minimum down payment is $3,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $515 for this transaction. As this listing is in Ottawa Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $515.

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4101 - Ottawa Centre, Ottawa Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 4101 - Ottawa Centre, Ottawa Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$472,940

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 4101 - Ottawa Centre, Ottawa Centre

Elementary Schools

No elementary schools data loaded.

Secondary Schools

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4101 - Ottawa Centre, Ottawa Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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