596 13th A Street, Owen Sound, ON

$434,900
MLS#:X13513192
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $434,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 165 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked behind mature trees and hidden from the pace of everyday life, this charming 3-bedroom, 2-bath home feels less like a city property and more like a private retreat. Lovingly known as The Garden House, this unique Owen Sound offering combines character, comfort, and an extraordinary outdoor setting that is rarely found in town. Step inside and discover warm hardwood floors, inviting living and dining spaces, and a bright sunroom where walls of windows frame peaceful views of the gardens beyond. The home offers three comfortable bedrooms, 1.5 bathrooms, and a thoughtfully finished lower level that creates valuable additional living space. The true magic lies outdoors. Follow winding garden paths through beautifully established perennial beds, mature trees, and thoughtfully designed green spaces that change with the seasons. At the end of the path sits a charming garden studio, workshop, shed or creative retreat-a space limited only by your imagination. The private backyard has been carefully cultivated to provide beauty, serenity, and connection with nature. Entertain on the deck, enjoy your morning coffee in the sunroom, or spend evenings wandering the pathways and enjoying the sounds of the surrounding gardens. Located within Owen Sound city limits yet feeling worlds away from it all, this is a property for those who appreciate character, craftsmanship, and outdoor living. Located in a mature, established neighbourhood with tree-lined streets you'll be just minutes from schools, parks, shopping, restaurants, healthcare services, and Owen Sound's waterfront. Whether you're commuting across town or enjoying a stroll to nearby parks this location places you close to it all while providing a peaceful retreat to come home to. Updates: Furnace 2022, Heat Pump 2022, New Windows Kitchen & LR 2024, Deck 2024, Shed 2025. HWT 2025

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Aluminum Siding
BasementFinished
Lot Size40 × 165 Feet
CountyGrey County
Annual Tax$3,787
Legal DescriptionPLAN 46 W PT LOT 31 RP 16R8529 PARTS 1 TO 4

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Workbench

Security Features

Community Features

Location

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596 13th A Street, Owen Sound, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 596 13th A Street W, Owen Sound, ON N4K 3X4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Owen Sound.

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Interest Rate5.25%
Down Payment$21,745 (5.0%)
* Minimum Canadian down payment required for this price is $21,745.
Amortization Period25 Years
Estimated Monthly Payment$2,462Based on a loan of $413,155 over 25 years.
Purchase Price$434,900
Loan Amount$413,155
Provincial Land Transfer Tax:$5,173
Total Estimated Closing Taxes:$5,173

About Purchasing a Home in Owen Sound, ON

For a property listed at $434,900 in Owen Sound, the legal minimum down payment is $21,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,173 for this transaction. As this listing is in Owen Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,173.

Nearby Listings

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No current listings found in Owen Sound.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Owen Sound, Owen Sound.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$524,341

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Alexandra
Public1556 8th Avenue East, Owen Sound, Ontario, N4K 3B6
4.2
Hillcrest
Public501 8th Street West, Owen Sound, Ontario, N4K 3M8
3.2
East Ridge
Public1550 8th Street East, Owen Sound, Ontario, N4K 5R4
5.3
St-Dominique-Savio
Public800 23rd Street East, Owen Sound, Ontario, N4K 6Z5
3.2
Keppel-Sarawak
Public937 24th Street West, Owen Sound, Ontario, N4K 5N4
6.2

Secondary Schools

St. Mary’s
Catholic555 15th Street East, Owen Sound, Ontario, N4K 1X2
5.8
Owen Sound
Public750 9th Street West, Owen Sound, Ontario, N4K 3P6
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.