Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Owen Sound. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $434,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Tucked behind mature trees and hidden from the pace of everyday life, this charming 3-bedroom, 2-bath home feels less like a city property and more like a private retreat. Lovingly known as The Garden House, this unique Owen Sound offering combines character, comfort, and an extraordinary outdoor setting that is rarely found in town. Step inside and discover warm hardwood floors, inviting living and dining spaces, and a bright sunroom where walls of windows frame peaceful views of the gardens beyond. The home offers three comfortable bedrooms, 1.5 bathrooms, and a thoughtfully finished lower level that creates valuable additional living space. The true magic lies outdoors. Follow winding garden paths through beautifully established perennial beds, mature trees, and thoughtfully designed green spaces that change with the seasons. At the end of the path sits a charming garden studio, workshop, shed or creative retreat-a space limited only by your imagination. The private backyard has been carefully cultivated to provide beauty, serenity, and connection with nature. Entertain on the deck, enjoy your morning coffee in the sunroom, or spend evenings wandering the pathways and enjoying the sounds of the surrounding gardens. Located within Owen Sound city limits yet feeling worlds away from it all, this is a property for those who appreciate character, craftsmanship, and outdoor living. Located in a mature, established neighbourhood with tree-lined streets you'll be just minutes from schools, parks, shopping, restaurants, healthcare services, and Owen Sound's waterfront. Whether you're commuting across town or enjoying a stroll to nearby parks this location places you close to it all while providing a peaceful retreat to come home to. Updates: Furnace 2022, Heat Pump 2022, New Windows Kitchen & LR 2024, Deck 2024, Shed 2025. HWT 2025
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Data-driven valuation for 596 13th A Street W, Owen Sound, ON N4K 3X4
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About Purchasing a Home in Owen Sound, ON
For a property listed at $434,900 in Owen Sound, the legal minimum down payment is $21,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,173 for this transaction. As this listing is in Owen Sound (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,173.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.