124 Neff Street, Port Colborne, ON

$599,900
MLS#:X12967068
3 beds
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 877 - Main Street. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 142 ft lot
  • Features a full, unfinished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 124 Neff Street in the heart of Port Colborne-a beautifully maintained full-height 1.5-storey home that blends classic charm with thoughtful updates, all in a location that captures the best of this lakeside community. Offering 3 spacious bedrooms and 1.5 bathrooms, this home showcases pride of ownership throughout, with fresh paint and a warm, inviting layout. The main floor features a bright living and dining area with beautiful hardwood flooring, along with an updated eat-in kitchen complete with modern finishes, refreshed flooring, and ample cabinetry and prep space. A standout feature on this level is the enclosed office or sitting room, perfect for working from home or creating a quiet retreat. Upstairs, you'll find well-sized bedrooms filled with natural light and an updated full bathroom. The basement offers full ceiling height and excellent potential for future development, whether for additional living space, a recreation room, or an in-law setup. Situated on a generous 50' x 142' lot, the property also includes a fully fenced yard and a 16' x 24' detached garage with an attached 8' x 16' shed, providing plenty of room for storage or hobbies. Located just minutes from Lake Erie and close to the vibrant Port Colborne Canal District, you'll enjoy easy access to waterfront trails, local shops, restaurants, and the charm of canal-side living-making this a fantastic opportunity for families, first-time buyers, or anyone looking to settle into a well-cared-for home in a great neighbourhood.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone, Vinyl Siding
BasementFull, Unfinished, Development Potential
Lot Size50 × 142 Feet
CountyNiagara
Annual Tax$3,421
Legal DescriptionPT BLK B PL 775 HUMBERSTONE AS IN RO685638 CITY OF PORT COLBORNE

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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124 Neff Street, Port Colborne, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 124 Neff Street, Port Colborne, ON L3K 3T4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Port Colborne.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Port Colborne, ON

For a property listed at $599,900 in Port Colborne, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Port Colborne (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

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No current listings found in Port Colborne.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Colborne.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$611,953

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

DeWitt Carter
Public435 Fares Street, Port Colborne, Ontario, L3K 1X4
7.1
St Therese
Public530 Killaly Street East, Port Colborne, Ontario, L3K 1P5
6.5
McKay
Public320 Fielden Avenue, Port Colborne, Ontario, L3K 4T7
7.4
Oakwood
PublicOakwood Street, Port Colborne, Ontario, L3K 3M5
8.8
Steele Street
PublicSteele Street, Port Colborne, Ontario, L3K 2N7
9.5

Secondary Schools

Lakeshore
Public150 Janet Street, Port Colborne, Ontario, L3K 2E7
6.4
Port Colborne
Public211 Elgin Street, Port Colborne, Ontario, L3K 3K4
6.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.