345 Ray Street, Saugeen Shores, ON

$924,900
MLS#:X13076820
4 beds
3 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Added:May 4, 2026(121 days ago)
Updated:Aug 20, 2026(13 days ago)
Last Checked:19 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Saugeen Shores. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $924,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 59.17 x 134.44 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Air Exchanger, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Ideally located just a short walk to the sandy beaches of Lake Huron, this beautifully upgraded home offers a strong combination of quality finishes, thoughtful design, and outdoor living. Built in 2018 on a premium 59'x134' lot, the home showcases an extensive list of builder upgrades throughout.Inside, the home is defined by 9-foot ceilings on both the main and basement levels, creating a bright, open atmosphere, while tray ceilings add architectural interest to the main living spaces. California shutters are featured on every window, providing a timeless, cohesive finish along with functional light control and privacy. Premium flooring flows throughout, paired with quartz countertops in the kitchen and bathrooms for a clean, upscale aesthetic.The primary suite features a well-appointed ensuite with a separate soaker tub, tiled shower, and heated tile floors.Step outside to a backyard designed for both relaxation and entertaining. The wrap-around deck offers plenty of space, with a large covered section creating a comfortable outdoor area. An 18-foot heated above-ground pool and a premium hot tub set beneath a gazebo create a true backyard retreat, offering a private, spa-like experience at home. The setup is further complemented by a dedicated "grill-zebo," allowing for covered outdoor cooking in any weather. Stamped concrete extends from the driveway and continues around the home, leading seamlessly to the hot tub area. The property is further enhanced by beautifully maintained perennial gardens that provide colour and curb appeal from spring through fall, supported by a sandpoint irrigation system for efficient and convenient watering.A 24 x 24 garage offers ample room for vehicles and storage, while the stamped concrete driveway adds to the home's strong first impression.A well-rounded property in one of Port Elgin's most desirable locations, offering a great balance of indoor upgrades and outdoor lifestyle.

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Property Summary

This detached home located at 345 Ray Street, Saugeen Shores is currently for sale and has been available on SousaSells for 121 days. This property is listed at $924,900 with an estimated mortgage of $3,079* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 345 Ray Street, Saugeen Shores is in the Saugeen Shores neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Saugeen Shores, Saugeen Shores.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Saugeen Shores, Saugeen Shores.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMay 4, 2026 (121 days ago)
UpdatedAug 20, 2026 (13 days ago)
Last Checked19 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Vinyl Siding
BasementFinished, Full
Lot Size59.17 × 134.44 Feet
CountyBruce
Annual Tax$5,754
Legal DescriptionBLK 13 PL 3M100 TOWN OF SAUGEEN SHORES

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Campground
  • Fenced Yard
  • Golf
  • Hospital
  • Library

Interior Features

  • Auto Garage Door Remote
  • Air Exchanger
  • Carpet Free
  • Water Heater
  • Upgraded Insulation
  • Sump Pump
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 345 Ray Street, Saugeen Shores, ON

Q.What is the asking price for 345 Ray Street, Saugeen Shores, ON ?

The current listing price for 345 Ray Street, Saugeen Shores, ON in Saugeen Shores, Saugeen Shores is $924,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 345 Ray Street, Saugeen Shores, ON ?

345 Ray Street, Saugeen Shores, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 345 Ray Street, Saugeen Shores, ON offer?

Key property features include: Beach, Campground, Fenced Yard, Golf, Hospital, Library.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Air Exchanger, Carpet Free, Water Heater, Upgraded Insulation, Sump Pump, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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345 Ray Street, Saugeen Shores, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Saugeen Shores, Saugeen Shores

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 345 Ray Street, Saugeen Shores, ON N0H 2C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Saugeen Shores.

Configure Loan Settings

Interest Rate4.00%
Down Payment$277,470 (30.0%)
* Minimum Canadian down payment required for this price is $67,490.
Amortization Period30 Years
Estimated Monthly Payment$3,079Based on a loan of $647,430 over 30 years.
Purchase Price$924,900
Loan Amount$647,430
Provincial Land Transfer Tax:$14,973
Total Estimated Closing Taxes:$14,973

About Purchasing a Home in Saugeen Shores, ON

For a property listed at $924,900 in Saugeen Shores, the legal minimum down payment is $67,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,973 for this transaction. As this listing is in Saugeen Shores (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,973.

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Saugeen Shores, Saugeen Shores Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Saugeen Shores, Saugeen Shores.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$944,584

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Saugeen Shores, Saugeen Shores

Elementary Schools

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Secondary Schools

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Saugeen Shores, Saugeen Shores Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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