3908 Canal Road, Severn, ON

$635,000
MLS#:S13783520
2 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 2 Bath Home at 3908 Canal Road Severn ON listed at $635,000 (MLS# S13783520) - Main View
For Sale
Added:Sep 14, 2026(1 day ago)
Updated:Sep 15, 2026(today)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Severn. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $635,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 75 x 150 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via electric

Description

**WATERFRONT LIVING ON THE TRENT-SEVERN WATERWAY!**Welcome to **3908 West Canal Road in Severn**, an incredible opportunity to own your own piece of waterfront in a quiet and peaceful setting. Set on a beautiful **150-foot-deep lot with approximately 74 feet of river frontage**, this property offers the kind of lifestyle people come north to find - boating from your own private dock, relaxing by the water, entertaining family and friends, or simply enjoying the peace and privacy of waterfront living.The home offers the flexibility of **year-round living, a summer retreat, or an exciting renovation opportunity** for someone looking to create their dream waterfront property. The house could benefit from some updating and TLC, but that's exactly where the opportunity lies - bring your ideas, add your personal style and transform this property into something truly special.A **detached garage** provides additional space for vehicles, tools, water toys and storage, while the generous lot gives you plenty of room to enjoy the outdoors.Best of all, you're connected to the incredible **Trent-Severn Waterway**, opening the door to endless days of boating, fishing and exploring some of Ontario's most beautiful waterways.Located on a **quiet road approximately 1 hour and 40 minutes from Toronto**, this is an ideal escape from the city without giving up the convenience of year-round accessibility.**Waterfront. Private dock. Detached garage. Incredible lot. Trent-Severn access.**Whether you're searching for a full-time waterfront home, a family cottage, or a property you can renovate and make your own, **3908 West Canal Road is an opportunity to create the waterfront lifestyle you've been waiting for***

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Property Summary

This detached home located at 3908 Canal Road, Severn is currently for sale and has been available on SousaSells for 1 day. This property is listed at $635,000 with an estimated mortgage of $2,114* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 3908 Canal Road, Severn is in the Rural Severn neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Severn, Severn.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$635,000
AddedSep 14, 2026 (1 day ago)
UpdatedSep 15, 2026 (today)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameEXP REALTY

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size75 × 150 Feet
CountySimcoe
Annual Tax$2,611
Legal DescriptionPT LT 15 CON 13 NORTH ORILLIA AS IN RO1284340; SEVERN

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Severn Home Buyer Advisory & Market HubActive MLS® Listing in Severn, Ontario

Looking to Buy a Home in Severn?

If you are looking for a house in Severn or researching Severn real estate for sale, this 2-bedroom detached at 3908 Canal Road, Severn, ON offers an exceptional opportunity to buy a home in Severn, Ontario. Whether you are a first-time Severn home buyer or comparing active Severn MLS® homes for sale, working with a dedicated Severn buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Severn Homes for Sale & MLS® Listings

Browse all verified Severn real estate listings, compare active Severn houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Severn Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Severn realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Severn Buyer Budget & Costs

Estimated mortgage: $2,114*/month*. Estimated Ontario Land Transfer Tax: $9,175. First-time Severn home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Severn

Frequently Asked Questions about 3908 Canal Road, Severn, ON

Q.What is the asking price for 3908 Canal Road, Severn, ON ?

The current listing price for 3908 Canal Road, Severn, ON in Rural Severn, Severn is $635,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 3908 Canal Road, Severn, ON ?

3908 Canal Road, Severn, ON is a Detached (Bungalow) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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3908 Canal Road, Severn, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Severn, Severn

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 3908 Canal Road W, Severn, ON L0K 2B0

Estimated Sales Range
$603,000 - $622,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Severn.

Configure Loan Settings

Interest Rate4.00%
Down Payment$190,500 (30.0%)
* Minimum Canadian down payment required for this price is $38,500.
Amortization Period30 Years
Estimated Monthly Payment$2,114Based on a loan of $444,500 over 30 years.
Purchase Price$635,000
Loan Amount$444,500
Provincial Land Transfer Tax:$9,175
Total Estimated Closing Taxes:$9,175

About Purchasing a Home in Severn, ON

For a property listed at $635,000 in Severn, the legal minimum down payment is $38,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,175 for this transaction. As this listing is in Severn (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,175.

Similar Listings in Rural Severn, Severn

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Rural Severn, Severn Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Severn, Severn.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,220,231

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Severn, Severn

Elementary Schools

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Secondary Schools

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Rural Severn, Severn Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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