5 Merrick Street, Smiths Falls, ON

$439,900
MLS#:X13722654
2 beds
1 baths
1100-1500 sqft
6.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 5 Merrick Street Smiths Falls ON listed at $439,900 (MLS# X13722654) - Main View
For Sale
Added:Aug 27, 2026(19 days ago)
Updated:Aug 31, 2026(15 days ago)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Smiths Falls. Expertly crafted featuring premium concrete block construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 60.92 x 121.03 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Here is your chance to buy the perfect starter home at an affordable price! Renovated throughout this charming mid century home is in a neighbourhood close to everything. Offering a bright modern feel with 2 main floor bedrooms, an updated kitchen and bathroom, hardwood flooring, main floor laundry room, an adorable den/office space on the main level with french doors, a dining room, and spacious living room with a faux fireplace. The 2nd storey has been renovated with a landing area, den, and huge additional room ready to be finished to suit your needs. The basement has tons of storage space with a concrete floor and aprox 6 and a 1/2ft height. The large fully fenced backyard is the perfect space to invite family and friends over for a BBQ, and on a rainy day the covered back porch is the ideal space for a glass of wine and great book! One of the best features of this home is the 2 car garage which is always tough to find in town. The current owners have invested over $60,000 of upgrades the house roof was replaced in 2019, windows and doors aprox 2015, furnace is aprox 10 years old and recently serviced, garage roof 2025, most interior renovations were all completed between 2025-2026. There is not much to do but move in and make it your home. 24 hour irrevocable on all offers please.

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Property Summary

This detached home located at 5 Merrick Street, Smiths Falls is currently for sale and has been available on SousaSells for 19 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 5 Merrick Street, Smiths Falls is in the Smiths Falls neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Smiths Falls, Smiths Falls.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$439,900
AddedAug 27, 2026 (19 days ago)
UpdatedAug 31, 2026 (15 days ago)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameINNOVATION REALTY LTD

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionConcrete Block
BasementFull
Lot Size60.92 Ă— 121.03 Feet
CountyLanark
Annual Tax$3,529.5
Rental Itemshot water tank
Legal DescriptionPT LT 207 E/S MERRICK ST BLK F PL 13884 LANARK S SOUTH ELMSLEY AS IN RS117218 ; TOWN OF SMITHS FALLS

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Smiths Falls Home Buyer Advisory & Market HubActive MLS® Listing in Smiths Falls, Ontario

Looking to Buy a Home in Smiths Falls?

If you are looking for a house in Smiths Falls or researching Smiths Falls real estate for sale, this 2-bedroom detached at 5 Merrick Street, Smiths Falls, ON offers an exceptional opportunity to buy a home in Smiths Falls, Ontario. Whether you are a first-time Smiths Falls home buyer or comparing active Smiths Falls MLS® homes for sale, working with a dedicated Smiths Falls buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Smiths Falls Homes for Sale & MLS® Listings

Browse all verified Smiths Falls real estate listings, compare active Smiths Falls houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Smiths Falls Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Smiths Falls realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Smiths Falls Buyer Budget & Costs

Estimated mortgage: $1,464*/month*. Estimated Ontario Land Transfer Tax: $5,273. First-time Smiths Falls home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Smiths Falls

Frequently Asked Questions about 5 Merrick Street, Smiths Falls, ON

Q.What is the asking price for 5 Merrick Street, Smiths Falls, ON ?

The current listing price for 5 Merrick Street, Smiths Falls, ON in Smiths Falls, Smiths Falls is $439,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 5 Merrick Street, Smiths Falls, ON ?

5 Merrick Street, Smiths Falls, ON is a Detached (1 1/2 Storey) featuring a Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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5 Merrick Street, Smiths Falls, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Smiths Falls, Smiths Falls

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 5 Merrick Street, Smiths Falls, ON K7A 4R2

Estimated Sales Range
$418,000 - $431,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Smiths Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in Smiths Falls, ON

For a property listed at $439,900 in Smiths Falls, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in Smiths Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

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Smiths Falls, Smiths Falls Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Smiths Falls, Smiths Falls.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$496,912

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Smiths Falls, Smiths Falls

Elementary Schools

Duncan J Schoular
Public41 McGill Street South, Smiths Falls, Ontario, K7A 3M9
2.6
St Francis de Sales
Public4 Ross Street, Smiths Falls, Ontario, K7A 4L5
2.9
Chimo
Public11 Ross Street, Smiths Falls, Ontario, K7A 4V7
3.7

Secondary Schools

St. Luke Catholic
Catholic5 Catherine Street, Smiths Falls, Ontario, K7A 3Z9
0.9
Smiths Falls
Public10 Ontario Street, Smiths Falls, Ontario, K7A 4P9
3.7

Smiths Falls, Smiths Falls Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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