10 Wiley Street, St. Catharines, ON

$479,900
MLS#:X13517750
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Added:Jul 3, 2026(61 days ago)
Updated:Jul 15, 2026(49 days ago)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 36 x 94 ft lot
  • Features a finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Storage, Workbench
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

HEY: INVESTORS or FIRST-TIME HOME BUYERS, Welcome to 10 Wiley Street - A Timeless Home in the Heart of St. Catharines. Nestled on the northern edge of downtown St. Catharines in the charming Fitzgerald neighbourhood. This classic home offers a rare blend of history, character, and modern comfort. This residence has been home to generations of families and is now ready to welcome its next chapter. Much of its original architectural charm remains beautifully preserved, including soaring high ceilings, elegant banister, and impressive tall baseboards and trim. Thoughtful updates over the years have enhanced the home while maintaining the integrity and warmth of its era. The spacious main floor serves as the heart of the home, featuring a large kitchen, dining area, and living room-perfect for everyday living and entertaining. A generously sized primary bedroom is also conveniently located on this level. YOUR MORTGAGE HELPER lives upstairs in a separate apartment and provides added flexibility, complete with its own kitchenette, bathroom, bedroom, and living space. Access is through the main front entrance and foyer, making it ideal for extended family or tenant. The finished lower level, with its own separate entrance, includes a 3-piece bathroom, workshop, small bedroom, spacious laundry area, and a sizable family room-offering even more functional living space. Additional highlights include parking for up to four vehicles, with access from Maple Street. A unique opportunity to own a piece of history while enjoying modern-day comfort in a prime location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 10 Wiley Street, St. Catharines is currently for sale and has been available on SousaSells for 61 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 10 Wiley Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
AddedJul 3, 2026 (61 days ago)
UpdatedJul 15, 2026 (49 days ago)
Last Checked8 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementFinished, Finished with Walk-Out, Separate Entrance
Lot Size36 Ă— 94 Feet
CountyNiagara
Annual Tax$3,337
Legal DescriptionPT LT 1 BLK G CY PL 19 GRANTHAM AS IN RO552119; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Arts Centre
  • Hospital
  • Park
  • School
  • Library
  • Public Transit

Interior Features

  • Accessory Apartment
  • Storage
  • Workbench

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 10 Wiley Street, St. Catharines, ON

Q.What is the asking price for 10 Wiley Street, St. Catharines, ON ?

The current listing price for 10 Wiley Street, St. Catharines, ON in Downtown, St. Catharines is $479,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 10 Wiley Street, St. Catharines, ON ?

10 Wiley Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Finished with Walk-Out, Separate Entrance basement.

Q.What key property features does 10 Wiley Street, St. Catharines, ON offer?

Key property features include: Arts Centre, Hospital, Park, School, Library, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Storage, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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10 Wiley Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 Wiley Street, St. Catharines, ON L2R 4E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in St. Catharines, ON

For a property listed at $479,900 in St. Catharines, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,713

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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