106 Carlton Street, St. Catharines, ON

$399,900
MLS#:X13492276
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Added:Jun 26, 2026(68 days ago)
Updated:Aug 20, 2026(13 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 36 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Other, Carpet Free, Water Heater
  • Efficient forced air heating via gas

Description

Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - Rent-to-Own Option Available - The perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 106 Carlton Street, St. Catharines is currently for sale and has been available on SousaSells for 68 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 106 Carlton Street, St. Catharines is in the Downtown neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Downtown, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •< 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedJun 26, 2026 (68 days ago)
UpdatedAug 20, 2026 (13 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size36 Ă— 100 Feet
CountyNiagara
Annual Tax$2,615
Legal DescriptionPT LT 1 CY PL 110 GRANTHAM AS IN RO531281; S/T & T/W RO531281; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Fenced Yard
  • Public Transit
  • School
  • Place Of Worship

Interior Features

  • Other
  • Carpet Free
  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 106 Carlton Street, St. Catharines, ON

Q.What is the asking price for 106 Carlton Street, St. Catharines, ON ?

The current listing price for 106 Carlton Street, St. Catharines, ON in Downtown, St. Catharines is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 106 Carlton Street, St. Catharines, ON ?

106 Carlton Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What key property features does 106 Carlton Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Public Transit, School, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Other, Carpet Free, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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106 Carlton Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Carlton Street, St. Catharines, ON L2R 1R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,900 in St. Catharines, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$766,418

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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