121 Moffatt Street, St. Catharines, ON

$699,900
MLS#:X12925814
3 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Added:Mar 26, 2026(161 days ago)
Updated:Aug 12, 2026(22 days ago)
Last Checked:23 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Oakdale. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 34.74 x 105.18 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning newly built detached home in the heart of St. Catharines, offering the perfect blend of modern design and family friendly living. Featuring 3 spacious bedrooms and 3 bathrooms, this home is ideal for growing families or savvy investors alike. Step inside to a bright open concept main floor with stylish finishes, wide plank flooring, and a sleek contemporary kitchen complete with quartz countertops, stainless steel appliances, perfect for gathering. The living and dining areas flow seamlessly, creating a warm and inviting space for everyday living and entertaining. Upstairs, you will find generously sized bedrooms including a primary retreat with walk in closet and private ensuite. The convenient second floor laundry adds everyday ease. The full unfinished basement with separate entrance offers incredible in law potential. Outside, enjoy a fully fenced backyard with plenty of space for kids, pets, or future outdoor entertaining. Centrally located close to schools, parks, shopping, and major highways, this move in ready home checks all the boxes.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 121 Moffatt Street, St. Catharines is currently for sale and has been available on SousaSells for 161 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 121 Moffatt Street, St. Catharines is in the Oakdale neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Oakdale, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
AddedMar 26, 2026 (161 days ago)
UpdatedAug 12, 2026 (22 days ago)
Last Checked23 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size34.74 Ă— 105.18 Feet
CountyNiagara
Annual Tax$5,555.38
Legal DescriptionPART LOT 918, CP PL 6 GRANTHAM, BEING PART 2 ON PLAN 30R15917; ,; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Place Of Worship
  • School

Interior Features

  • Auto Garage Door Remote
  • Carpet Free
  • In-Law Capability
  • Rough-In Bath

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 121 Moffatt Street, St. Catharines, ON

Q.What is the asking price for 121 Moffatt Street, St. Catharines, ON ?

The current listing price for 121 Moffatt Street, St. Catharines, ON in Oakdale, St. Catharines is $699,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 121 Moffatt Street, St. Catharines, ON ?

121 Moffatt Street, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 121 Moffatt Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Park, Place Of Worship, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Carpet Free, In-Law Capability, Rough-In Bath.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Built-In).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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121 Moffatt Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Oakdale, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTHA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 121 Moffatt Street, St. Catharines, ON L2P 2L7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $699,900 in St. Catharines, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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Oakdale, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oakdale, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$597,856

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Oakdale, St. Catharines

Elementary Schools

Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
St Theresa
Public58 Seymour Avenue, St. Catharines, Ontario, L2P 1A7
5.8

Secondary Schools

No secondary schools data loaded.

Oakdale, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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