16 Cumming Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium concrete block and vinyl siding construction, this residence presents an exceptional opportunity offered at $345,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 35.08 x 105.18 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: None
- Efficient forced air heating via gas
Description
Welcome to a first time home-buyer's home with potential for rental income or a quick renovation face-lift to turn into a rental income of 2 separate units. The back entry door can easily be sectioned off from the main floor to turn it into a separate rental of 3 bedrooms downstairs. Situated right on the St. Catharine's bus route that will take you to the Brock University exchange, less than 10 minutes to the hospital, 2 elementary schools, Edith Cavell Public School and St. Anthony's Catholic School. Pet-free and smoke-free home. The property allows for 2 cars to park tandem. A spacious backyard allows for a growing family or a gardener's paradise. Property being sold as in condition. Easy closing with flexibility on closing date.
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Property Summary
This detached home located at 16 Cumming Street, St. Catharines is currently for sale and has been available on SousaSells for 97 days. This property is listed at $345,000 with an estimated mortgage of $1,148* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 16 Cumming Street, St. Catharines is in the Western Hill neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.
- •5 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •700-1100 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Western Hill, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Hospital
- Place Of Worship
- Public Transit
- School
- School Bus Route
Interior Features
- None
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 16 Cumming Street, St. Catharines, ON
Q.What is the asking price for 16 Cumming Street, St. Catharines, ON ?
The current listing price for 16 Cumming Street, St. Catharines, ON in Western Hill, St. Catharines is $345,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 2 bathrooms across approximately 700-1100 sqft.
Q.What property type and architectural style is 16 Cumming Street, St. Catharines, ON ?
16 Cumming Street, St. Catharines, ON is a Detached (Bungalow) featuring a Partially Finished basement.
Q.What key property features does 16 Cumming Street, St. Catharines, ON offer?
Key property features include: Hospital, Place Of Worship, Public Transit, School, School Bus Route.
Q.What interior features are included in this home?
Interior highlights include: None.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Western Hill, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 16 Cumming Street, St. Catharines, ON L2S 1H7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $345,000 in St. Catharines, the legal minimum down payment is $17,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,650 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,650.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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