164 Lake Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 33 x 120 ft lot
- Features a full, unfinished, walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 8.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Carpet Free, In-Law Suite, In-Law Capability
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Character, Income & Convenience - A Duplex With Personality! Unique character duplex with fantastic income potential and plenty of parking, outdoor space and updates! Whether you're looking for an investment property, a mortgage helper, or a comfortable home for the extended family, this one offers flexibility that is hard to find. The upstairs unit is truly one-of-a-kind, blending a cool retro vibe with an art-deco-inspired feel. The bright, modern open-concept layout features a charming pot-belly stove, stylish kitchen and an incredible jacuzzi tub bathroom. A staircase leading to the storage loft adds even more character and visual appeal. Both units have convenient side-door access to the shared laundry and basement. The main-floor unit is equally inviting, featuring a character-filled living room with fireplace, currently being used as a second bedroom, and stained glass windows. The primary bedroom has sliding glass doors onto a large rear deck, creating a wonderful indoor/outdoor living space. Outside, you'll find a fenced yard, front and rear decks, a double garage and three-point parking at the rear - plenty of room for vehicles, tenants and entertaining. Major improvements and features include waterproofed basement, mostly newer windows, renovated units and low-maintenance outdoor spaces. And the location is hard to beat - centrally located with easy access to the highway, shopping and everyday amenities. Live in one unit and rent out the other to help with the mortgage, add this to your investment portfolio, or keep it as a fantastic extended-family setup. The possibilities are yours! Unique character. Multiple income options. Plenty of parking, great location. Just collect the rent!
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This duplex located at 164 Lake Street, St. Catharines is currently for sale and has been available on SousaSells for 16 days. This property is listed at $449,900 with an estimated mortgage of $1,498* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 164 Lake Street, St. Catharines is in the Downtown neighborhood.
Work with the SOUSA TEAM to unlock your .
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Place Of Worship
- Public Transit
- Fenced Yard
Interior Features
- Carpet Free
- In-Law Suite
- In-Law Capability
- Separate Hydro Meter
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 164 Lake Street, St. Catharines, ON
Q.What is the asking price for 164 Lake Street, St. Catharines, ON ?
The current listing price for 164 Lake Street, St. Catharines, ON in Downtown, St. Catharines is $449,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 164 Lake Street, St. Catharines, ON ?
164 Lake Street, St. Catharines, ON is a Duplex (2-Storey) featuring a Full, Unfinished, Walk-Out, Separate Entrance basement.
Q.What key property features does 164 Lake Street, St. Catharines, ON offer?
Key property features include: Place Of Worship, Public Transit, Fenced Yard.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free, In-Law Suite, In-Law Capability, Separate Hydro Meter.
Q.Is parking available at this property?
Yes, this property offers parking space for 8.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
Virtual Tour & 3D Walkthrough
Virtual 360° Walkthrough & Live Video Tour
Request a live agent video tour or get 3D virtual walkthrough access for 164 Lake Street, St. Catharines, ON .
Location
Google Street View
Open in Google MapsNeighborhood Safety & Crime Analytics
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 164 Lake Street, St. Catharines, ON L2R 5Y7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
Configure Loan Settings
About Purchasing a Home in St. Catharines, ON
For a property listed at $449,900 in St. Catharines, the legal minimum down payment is $22,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,473.
Similar Listings in Downtown, St. Catharines
Explore all Just Listed Homes in St. Catharines →
Downtown, St. Catharines Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Best Schools in Downtown, St. Catharines
Elementary Schools
Secondary Schools
Downtown, St. Catharines Demographic Home information
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
Similar Active Listings in St. Catharines
Compare prices, square footage, and school zones for similar Residential Freehold nearby
82 Wildwood Road, St. Catharines
Situated in the established Port Weller neighbourhood of North St. Catharines, 82 Wildwood Road offe...
5 Greenlaw Place, St. Catharines
Welcome to 5 Greenlaw Place, a beautifully maintained character home that has been lovingly cared fo...
37 Maplecrest Avenue, St. Catharines
Welcome to 37 Maplecrest Avenue! Tucked away on a quiet cul-de-sac near the St. Catharines/Thorold b...
46A Pelham Road, St. Catharines
Built in 2009, this beautifully renovated home offers the perfect combination of modern style, funct...